write in two pages the additional risk factors that must be
considered from the insurance sector in England along with the
currently considered risk factors

Answers

Answer 1

In the insurance sector in England, there are several risk factors that must be considered in addition to the ones already taken into account. One important additional risk factor is climate change.

As the frequency and severity of extreme weather events increase, insurers face higher claims related to property damage, flooding, and other climate-related incidents.

Another significant factor is technological advancements, such as cybersecurity risks and the potential impact of autonomous vehicles on the motor insurance market.

Demographic changes, including an aging population and shifts in lifestyle patterns, also introduce new risks and challenges. Additionally, geopolitical uncertainties, regulatory changes, and emerging risks like pandemics require constant monitoring and assessment.

By incorporating these additional risk factors into their analyses, insurance companies can better adapt and provide comprehensive coverage in an ever-changing landscape.

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Related Questions

“Comrades!” he cried. “You do not imagine, I hope, that we pigs are doing this in a spirit of selfishness and privilege? Many of us actually dislike milk and apples. I dislike them myself. Our sole object in taking these things is to preserve our health. Milk and apples (this has been proved by Science, comrades) contain substances absolutely necessary to the well-being of a pig. We pigs are brainworkers. The whole management and organization of this farm depend on us. Day and night we are watching over your welfare. It is for YOUR sake that we drink that milk and eat those apples. Do you know what would happen if we pigs failed in our duty? Jones would come back! Yes, Jones would come back!”

–Animal Farm,

George Orwell

Which statement best explains the central idea of this passage?

The pigs use lies and deceit to control the other animals.
It is important for the pigs to be in good physical health so they can be good leaders.
The farm cannot survive without the intelligence of the pigs.
The pigs always do things for the good of the other animals.

Answers

Answer:

The pigs use lies and deceit to control the other animals.

Explanation:

edge 2020

Answer:

the correct Answer is the first option

Explanation:

what is the setting of the book the hate u give.

Answers

Answer:

Garden Heights

Explanation:

setting (place) Garden Heights, an inner-city neighborhood in the southern part of the United States, possibly a fictionalized version of the Georgetown neighborhood of Jackson, Mississippi, and the suburbs associated with that city.

i think that's the answer

Answer:

garden heights

Explanation:

an inner city neighborhood in the southern part of United States, possibly a fictionalized version of Georgetown

the most the most beautiful place I have visited​

Answers

Answer:

You think of all the places you have gone or travelled to and see which one of them was the most beautiful.

ice land

Explanation:

because it's so beautiful

Use the drop-down menus to analyze the writing prompt.

Format:
✔ narrative essay
Topic:
✔ an important event
Audience:
✔ the scholarship committee
Purpose:
✔ share
You and nine peers have been selected to apply for an important college scholarship. Only one student will be awarded the scholarship. You have been asked to write a brief essay to the scholarship committee in which you share an important event in your life that significantly changed you, your view about life, your life goals, or your character for the better. Apply narrative techniques, a solid prewriting strategy, and creative sentence patterns to share your story and stand apart from other applicants.

Answers

Format: narrative essay

Topic: an important event

Audience: the scholarship committee

Purpose: share

According to the reading of the text shown above, we can complete the menus presented as follows:

The text has a narrative format.A topic is an important event that happened to the author.The audience is the scholarship committee of the college to which the author is a candidate.The purpose of the text is to present an experience and share memories.

Based on this, we can state that:

The text has a narrative format because it will narrate a story. Although the text presents the author's personal experiences, the text will tell a story to the reader, presenting moments and characters.The topic of a text is the main subject that the author wants to present, in this case, as the text wants to show an important event in the author's life, that event is the topic.The audience refers to the group of people the author wants to read this text. Since the author will use the text to be evaluated by the scholarship committee at the university, this committee is the audience he wants to reach.The purpose of a text refers to the purpose the author has in writing it. In this case, the author's goal is to present his experiences and share a special memory.

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Each of the following email messages is an example of a phishing scam. Read the features of a phishing email below. Then circle or highlight any examples of those features in each of the three messages. List the features in the blank spaces provided, and draw a line connecting each feature to the part of the email it relates to.

Answers

Answer:

yes

Explanation:

it is a nice one ..these kinds are safe to read and tale the next step

what happened soon after albus arrives at hogwarts in harry potter

Answers

Hogwarts became a better school

Answer:

Hogwarts become a better school in all

Explanation:

It’s not English but please help I am begging I’m stuck and forget about me trying to answer PLEASe QUICK DUE IN TEN MINUTES

Answers

Answer:

B. Color

Explanation:

It makes the most sense.

The ancient Greeks thought that the gods controlled nature. They believed that earthquakes and other disasters were caused by the __________ of the gods.

Answers

Answer:

Wrath

Explanation:

The ancient Greeks thought that the gods controlled nature. They believed that earthquakes and other disasters were caused by the wrath of the gods.

She wanted to eat. Identify the infinitive

Answers

Infinitive - eat
hope this helps ❤️

By adopting a ____, you can look beyond commonly held beliefs to the hidden meanings behind human actions. a. economical perspective c. sociological perspective b. social phenomena d. social psychology Please select the best answer from the choices provided A B C D

Answers

Answer:

C!!!! Is the correct answer :)

Explanation:

By adopting a sociological perspective, one can look beyond commonly held beliefs to the hidden meanings behind human actions. Hence, Option C is correct.

What is a perspective?

Being a human, it is the habit of each and every human that they carry a different point of view for each and everything. There are chances that thoughts regarding anything may match but the ways of looking and thinking about that same thing are different.

This difference is known as perspective. Basically, perspective is an art or a technique that changes the view that one has for an object. There are various types of perspectives.

Some of them are Psychodynamic Perspective, Behavioral Perspective, Cognitive Perspective, Biological Perspective, Sociological Perspective, Evolutionary Perspective, and many more.

Thus, Option C is correct.

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Exam Task
You are on holiday with your family.
Write a postcard to your friend Ed in England. In your
card you should:
• say where you are
say what you have done
• ask Ed about his holiday
Write 35–45 words.​

Answers

Answer:

Dear Ed,

Hi. How is it in England? I'm having a great time in New York City. We went to a musical on Broadway, and got to see the Empire State Building. How are you enjoying England? I hope you are having a good time.

Explanation:

20 POINTS AND BRAINLIEST TO WHOEVER ANSWERS CORRECTLY
"Woody looks away, tears welling in his eyes. He stares at the stone, the characters engraved on it. When he looks back at Toyo he expects to see her weeping. She isn't."


How does this passage from the chapter entitled: "Ka-ke, Near Hiroshima: April 1946" differ from most other chapters in Jeanne Wakatsuki Houston's book?

A. It uses prose writing instead of the free verse typical of most of the book.

B. It is written from the 3rd person perspective and is not based in fact.

C. It hints at a change of tone due to the mention of strong emotions.

D. It uses short demonstrative sentences to keep the reader's attention.

Answers

Answer:

B. It is written from the 3rd person perspective and is not based in fact.

Hope this helps

ANSWER BOTH PLEASE IF YOU DO NOT KNOW FOR SURE THEN DO NOT ANSWER THANKS


Which family of instruments usually produces sound through the vibration of reeds ?
A-brass
B-wood winds
C-strings
D-percussion


Which family of instruments can all be plucked or strummed to create sound ?

A-brass
B-wood winds
C-strings
D-percussion

Answers

Answer:

Explanation:

1. B. Wood Winds

2. C. Strings

Answer:

its B and C

Explanation:

im a musician; hope this helped

How would you describe how the death of their four-year-old son set off a disastrous chain of events for the family? Support your answer with evidence from paragraphs 7-9

Answers

Answer:

The death of their four-year-old son first resulted to change of mind in the family which led the parents into paralyzed dullness.

The excerpts that support my answer:

"With his death, there came a change of mind in his family. The father and mother now that paralyzed dullness with which the mind protects itself against too much sorrow and too much pain".

"...and he is not able to fight clear of the dullness that has settled on him".

"The dullness shows in the faces of this family..."

Explanation:

The death of their son led them into a terrible time as a family. They seem to be paralyzed in mind and that's seen in their behavior. They started acting dull. It's seen that it also affected the children's schooling.

PLEASE HELP! ASAP! 50 points...!

Read this excerpt from The Call of the Wild by Jack London.

The tent, illumined by a candle, glowed warmly in the midst of the white plain; and when he, as a matter of course, entered it, both Perrault and Francois bombarded him with curses and cooking utensils, till he recovered from his consternation and fled ignominiously into the outer cold. A chill wind was blowing that nipped him sharply and bit with especial venom into his wounded shoulder. He lay down on the snow and attempted to sleep, but the frost soon drove him shivering to his feet. Miserable and disconsolate, he wandered about among the many tents, only to find that one place was as cold as another.



Why does the author include this detail?

A. It is a part of the exposition that recalls Buck’s previous home.
B. It is a part of the exposition that describes the arctic conditions.
C. It is a part of the rising action that shows conflicts between dogs.
D. It is a part of the rising action that suggests Buck is favored.

Answers

The answer Is a I just took the test on edge annuity

Answer:

i dont know  i thimk its a

Explanation:

Read the sentence.

The sidewinder is a type of snake that lives in the deserts of the southwest.

Which statement about this sentence is true?

The sentence gives an example of denotation, because it uses the literal meaning of the word snake.
The sentence gives an example of denotation because it uses the word snake to suggest that the sidewinder is mean.
The sentence gives an example of connotation because it uses the literal meaning of the word snake.
The sentence gives an example of connotation because it uses the word snake to suggest that the sidewinder is mean.

Answers

Answer:

A.) The sentence gives an example of denotation, because it uses the literal meaning of the word snake.

Explanation:

100%

Have a nice day

Out of the choices provided above, it can be concluded to state that the sentence gives an example of denotation, because it uses the literal meaning of the word snake. Therefore, the option A holds true.

What is the significance of denotation?

Denotation can be referred to or considered as the term or a reference, which is used expressively for indication of something within the entirety of the sentence in which the indication is being made. It may also provide meanings of words or phrases in their literal senses.

For the sentence given above, it can be concluded that the sentence used denotation of the word ''snake'' in such a way that the reader is able to get a context clue about the meaning of the word ''snake'' in its literal sense within the sentence.

Therefore, the option A holds true and states regarding the significance of denotation.

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What will you get out of using the reading process?
A. The ability to remember everything you read
B. The knowledge of the meaning of every word in a text
C. An understanding of the meaning of a text
O D. The ability to read a text straight through without stopping

Answers

Answer:

C

Explanation: I already did in apex and it was write.

Why do you think eclipses still capture human imagination and interest, even though we can now predict them and understand them better? (5 complete sentences)

Answers

Although eclipses are predictable they are still rare and can be different to the viewer every time. People who are religious who can take the eclipse as a huge event to them. We also know that, everything can change. we don’t know how the next eclipse might look because things could change due to time or unknown reasons. Eclipses are predictable, but can be extraordinary to see.
Most of the human race can predict when and how the eclipse happens but we don’t know exactly why. We know it’s because the sun and moon cross over eachother and that’s what creates the effect but what if it has more reasoning then that. The human mind is curious and will forever be wondering why it really does that and it will delve deeper into the thoughts about it. The thought of something so far away being able to damage or even blind us is crazy and fascinating to humans. Us, as a whole can never truly understand other things if we can barely understand our own body completely.

How do you think Sudanese gender roles are going to play a part in this novel's story line? Using inferences and predictions, create an answer, as detailed as possible, to explain how you think gender roles will play a part in what A Long Walk to Water might be about. 4-5 sentences

Answers

Answer:

Find the explanation below.

Explanation:

The Sudanese people operate a patriarchal society where the men are seen as the providers in the home and the women are seen as the homemakers who take care of chores in the home. These chores include cooking, taking care of the children, fetching water, etc.

"A Long Walk to Water" as the name implies should be a story detailing the troubles people in Sudan have to go through in order to access water. I can infer that women and girls would be particularly affected by this since their gender role involves chores such as fetching water for the family.

HELP ME PLZZ I NEED HELP

Answers

Answer:

B. Using short, punchy sentences.

Explanation:

A, C, and D are all answers that mean that you linger in only one spot. For example, meditating (from A) is a synonym for staying. Long, complex sentences would take a slower time to read. Increasing the pacing of a story mean making it a shorter time to read,

Hope this helps! c:

She put the book in her bookbag

A-sentence

B-run-on

C-fragment

Answers

The answer is A- sentence

Answer:

A-sentence

Explanation:

It has a subject and predicate. The subject: She Verb: put

Select the correct answer.

EP

What is the subject of the excerpt?

O

A. Mathilde's love for expensive things

B. the financial condition of women

C.

Mathilde's discontent with her humble lifestyle

D.

the status of women in the 19th century

Answers

Answer:

The correct answer is option C.  Mathilde's discontent with her humble lifestyle

Explanation:

This question is missing the excerpt. Here it is:

The girl was one of those pretty and charming young creatures who sometimes are born, as if by a slip of fate, into a family of clerks. She had no dowry, no expectations, no way of being known, understood, loved, married by any rich and distinguished man; so she let herself be married to a little clerk of the Ministry of Public Instruction.

She dressed plainly because she could not dress well, but she was unhappy as if she had really fallen from a higher station; since with women there is neither caste nor rank, for beauty, grace and charm take the place of family and birth. Natural ingenuity, instinct for what is elegant, a supple mind are their sole hierarchy, and often make of women of the people the equals of the very greatest ladies.

Mathilde suffered ceaselessly, feeling herself born to enjoy all delicacies and all luxuries. She was distressed at the poverty of her dwelling, at the bareness of the walls, at the shabby chairs, the ugliness of the curtains. All those things, of which another woman of her rank would never even have been conscious, tortured her and made her angry. The sight of the little Breton peasant who did her humble housework aroused in her despairing regrets and bewildering dreams. She thought of silent antechambers hung with Oriental tapestry, illumined by tall bronze candelabra, and of two great footmen in knee breeches who sleep in the big armchairs, made drowsy by the oppressive heat of the stove. She thought of long reception halls hung with ancient silk, of the dainty cabinets containing priceless curiosities and of the little coquettish perfumed reception rooms made for chatting at five o’clock with intimate friends, with men famous and sought after, whom all women envy and whose attention they all desire.

When she sat down to dinner, before the round table covered with a tablecloth in use three days, opposite her husband, who uncovered the soup tureen and declared with a delighted air, “Ah, the good soup! I don’t know anything better than that,” she thought of dainty dinners, of shining silverware, of tapestry that peopled the walls with ancient personages and with strange birds flying in the midst of a fairy forest; and she thought of delicious dishes served on marvellous plates and of the whispered gallantries to which you listen with a sphinxlike smile while you are eating the pink meat of a trout or the wings of a quail.

She had no gowns, no jewels, nothing. And she loved nothing but that. She felt made for that. She would have liked so much to please, to be envied, to be charming, to be sought after.

- Excerpt from The Diamond Necklace by Guy de Maupassant

This excerpt tells us about Mathilde's dissatisfaction with her humble lifestyle.

From what we can read, she didn't have a lot of money and was really unhappy about this.

Let's look at the following quote:

"Mathilde suffered ceaselessly, feeling herself born to enjoy all delicacies and all luxuries. She was distressed at the poverty of her dwelling, at the bareness of the walls, at the shabby chairs, the ugliness of the curtains."

Please help fasts....... the wooden fences that were built around villages for protection
A moats
B atlatl
C palisides
D middens

Answers

Answer: C, palisades

Also known as stakewall, or paling. This helps the village with defence from enemies.

2. The topic of this passage
is
a. Maslow's Hierarchy of Needs.
b. Abraham Maslow.
c. work satisfaction.
d. Maslow's hierarchy of needs in the workplace.

Answers

You need to take a picture so I can answer but sorry I can’t answer ur question

I need a metaphor for being excited. please answer quickly :)

Answers

Answer:

There was a jolt of excitement in the room

By the time the excitement was over, my heart was beating faster than a greyhound winning the race.

Read this dictionary entry.

discharge /dis-ˈchärj/
noun
the act of unloading something or someone
flowing or emitting something
the process of converting chemical energy into electrical energy
verb
to inform someone that they may or must leave

Based on the dictionary entry, which sentence most accurately uses definition 1 of the noun form of discharge?

A.
The teacher wanted to discharge a student from the class because he was talking constantly.
B.
The city wanted to control the discharge of water due to some construction work.
C.
The discharge from the batteries was enough to keep the lights on throughout the night.
D.
The company wanted more workers in the field to help with the freight discharge.

Answers

Answer:

D

Explanation:

Because the freight should be dropping goods so it tallies with the first definition

D, because the first definition is “the act of unloading something or someone” and d is freight discharge, meaning they are unloading freight

Which of the following would not be a good thesis for a personal essay?
A. My experience on Mount McKinley was a summit experience in
more ways than one.
B. Thinking back on my childhood years, I realized the many lessons |
learned that have carried me through the trials of adulthood.
C. Saying "I do" will always be one of my
favorite memories.
D. All of these options make good thesis statements.

Answers

Answer:

D

Explanation

All of those are correct

HELP ME PLZZ I NEED HELP

Answers

the answer is d i think

Carmen recently read a book about the history of the Roman Empire. In an oral presentation to her class, which words will Carmen MOST LIKELY use to summarize the book?
A. variable, reciprocal, quadrant, range

B. civilization, ancient, conquer, tyrant

C. literature, comprehension, excerpt, analyze

D. environmental, conservation, gravitation, variable

Answers

Answer:

B.

Explanation:

"Roman Empire" B says civilization ancient and conquer which pretty much describes some characteristics of the Roman Empire D doesnt it says "environmental" what does that have to with the Roman Empire lol it also says "gravitation" at this point D would never be the correct answer. Then A and C, C literature and comprehension has nothing to do with the Roman Empire and variable has nothing to do with it either so the answer is BBBBBBBB

You walk up to a mountain that has two paths. One leads to the other side of the mountain, and the other will get you lost forever. Two twins know the path that leads to the other side. You can ask them only one question. Except! One lies and one tells the truth, and you don't know which is which. So, What do you ask?

Answers

Answer:

You ask each twin What would your brother say?. This works because.... Well let's say the correct path is on the left side. So say you asked the liar "What would your brother say?" Well, the liar would know his brother was honest and he would say the left side, but since the liar lies, he would say right. If you asked the honest twin the same question, he would say right, because he knows his brother will lie. Therefore, you would know that the correct path was the left!

Answer:

proudly the left

Explanation:

Other Questions
How does different mobile application affects the life of every individual? Explain your answer in 3-5 sentence. JULE DISCUSSION QUESTIONS 1. Define health care management and health care managers. 2. Delineate the functions carried out by health care managers and give an example of a task in each function. 3. Explain why interpersonal skills are important in health care management. 4. Compare and contrast three models of organizational design. 5. Why is the health care manager's role in ensuring high performance so critical? Explain. 6. Characterize the health care manager's role in change management and assess the extent to which this has an impact on the success of the change process. REFERENCES A car rental company has started renting large motorcycles. The rental fee is $35 a day plus $0.50 per mile. When Nicholas returned his rent ed motorcycle, the odometer read an increase of 452 miles, and his bill totaled $296. For how many days did Nicholas rent the motorcycle? Company Highlights Primary Selling Features Potential Issues Lavish Living - Senior Living Communities Potential issues Leadership - The third generation of family business leadership has led to infighting and a lack of commitment among the owners. Some family members have gotten lazy and taken more money out of the company for themselves. Others have gotten territorial in trying to claim more of the decision-making responsibilities. There seem to be at least a few resources that could create a path to sustainable competitive advantage, but the dining facilities, medical staff, and walking trails are common across all our competitors. If they're not rare, they won't help us create a sustainable competitive advantage. Gabrielle Financials - While the company is profitable, the margins have been consistently declining. Moreover, top-line revenue growth has been slow while the industry as a whole has been growing quickly. Brand-Due to marketing efforts through the years, the brand is well known. However, more recently Lavish Living has been thought of as a legacy brand that is deteriorating. Which resource do you think we could optimize around? Gabrielle Turnover - Industry average turnover is around 20% whereas Lavish Living has experienced 30%-40% turnover in each of the last three years. This is somewhat a result of the leadership and has impacted the lowered financials and worsening brand. Their brand name Their central locations The integrated care community Submit Which of the following is a critical factor to consider whenselecting a cash collection system?Select one:a.Payment processing costsb.Speed and security of collectionc.Remittance information c What should the following equation be multiplied by in order to eliminate the fractions?x/2 + x/3 = 25/3A. 6B. 9C. 5D. 25 The historical sales for a certain model of a single serve coffee maker at a specialty cookware store in units is: January, 26; February, 21; March, 20; April, 23; May, 17; and June, 26. Using a two-month moving average, what is the forecast for July? If July experienced a demand of 15, what is the forecast for August? Use single exponential soothing with a = 0.2, and compute the exponential smoothing forecast for February through June. Supply chain network design decisions classified as market and supply allocation are concerned with which of the following? A) What processes are performed at each facilityB) Where facilities should be located C) How much capacity should be allocated to each facility D) What markets each facility should serve and which supply sources should feed each facility The sum of 5.9 and -7.2 is positive zero negative MNEs pay great attention to interest rate and inflationforecasts.a. Explain how the multinational corporation profits from suchexpectation? 8) Joe and Janet taxpayer are married and have a three-year old daughter. Joe dies in 2022. Assuming that Janet does not remarry, what are her filing status options for 2022 ? 9) In number 8, above, what would be Janet's filing status for 2023?2024?2025? In John Elder Robinson's book, "Look Me In The Eye: My Life With Asperger's," John talks about being diagnosed with Asperger's Syndrome at age 40. Chapter 18 of his book talks about when we got his first real job. Discuss what would be the proper steps for John to take if he had received a letter in the mail stating that he could not be hired due to him having Asperger's Syndrome. How could his potential employer be held accountable for its actions? Also, what would be your reaction as a Human Resource Manager if you found out one of your employees sent a letter in the mail to a potential candidate saying the exact same thing that was said to John in the letter that was sent to him? plz help lol im not good at math AT ALL hahaha Consumer behavior is discussed in your book in terms of being an important tool for marketers to understand. In what way is understanding consumers crucial for marketers and what are some elements that influence consumer behavior? Read and select the best answer.-Hola! Buenos das. Qu tal? Cmo te llamas? Yo me llamo Jos.-Buenos das. _____Ana. Estoy muy bien, gracias.-Mucho gusto-El gusto es mo. 14.. As it drove past, the car's headlights winked at me. *1 pointalliterationpersonificationhyperboleidiomplease helppppp Where in a cell does most ATP production take place?a: mitochondnab: nucleusc: olysosomesd: cell wall two years ago, the price of a bond was $923.00, and one year ago, the price of the bond was $987.00. Over the past year, the bond paid a total of $72.00 in coupon payments, which were just paid. If the bond is currently priced at $962.00, then what was the rate of return for the bond over the past year (from 1 year ago to today)? The par value of the bond is $1,000. 4.76 (plus or minus .02 percentage points) 14.73 (plus or minus .02 percentage points) 4.89 (plus or minus .02 percentage points) 11.43 (plus or minus .02 percentage points) None of the above is within .02 percentage points of the correct answer In what quadrant of the coordinate plane is the graph of the direct proportion located which is parallel to the graph, expressed by the formula:Note: Please answer both questions in the same format (The direct proportion is ____. The graph is located on quadrants ___ and ___.). LIFO is not accepted by IFRS. If you had to change, which method on inventory would you select for the change? Why? Please use 100 words or more for your answer.