a.) Annual Payment 147,663.73, Semi-Annual Payment 74,926.61, Quarterly Payment 37,908.97, Monthly Payment 9,019.58.
b.) The final savings would depend on how often the loan is paid. If the loan is paid monthly, the final savings after 20 years would be 3,731,195.77 Baht.
The cost of the new house is 2,000,000 Baht. With a down payment of 100,000 Baht (from the gift), the remaining balance of the loan is 1,900,000 Baht. The interest rate of the loan is 6% and the loan term is 20 years. The loan can be paid annually, semi-annually, quarterly, or monthly.
We can use the formula to calculate the loan payment per period;PV = Payment [((1 + r)n) - 1]/[r(1 + r)n]where PV = present value, r = interest rate per period, n = total number of periods and Payment = amount paid per period.
Since the loan can be paid annually, semi-annually, quarterly or monthly, we have:
Annual Payment:PV = Payment [((1 + 0.06)20) - 1]/[0.06(1 + 0.06)20]Payment = 147,663.73
BahtSemi-Annual Payment:PV = Payment [((1 + 0.03)40) - 1]/[0.03(1 + 0.03)40]Payment = 74,926.61
BahtQuarterly Payment:PV = Payment [((1 + 0.015)80) - 1]/[0.015(1 + 0.015)80]Payment = 37,908.97
BahtMonthly Payment:PV = Payment [((1 + 0.005)240) - 1]/[0.005(1 + 0.005)240]Payment = 9,019.58
BahtFor the savings part, we can use the formula:FV = PV (1 + r)nwhere FV = future value, PV = present value, r = interest rate per period, n = total number of periodsThe present value of the savings is the gift amount (less the down payment) = 500,000 Baht. The interest rate is 5% per year.
The future value of the savings after 20 years would be:
FV = 500,000(1 + 0.05)20= 1,326,649.57
BahtTherefore, the total savings after 20 years would be the future value of the savings plus the sum of all the payments made on the loan for 20 years:
Annual Payment:1,326,649.57 + (20 × 147,663.73) = 4,518,328.53
BahtSemi-Annual Payment:1,326,649.57 + (40 × 74,926.61) = 4,459,779.77
BahtQuarterly Payment:1,326,649.57 + (80 × 37,908.97) = 4,366,031.17
BahtMonthly Payment:1,326,649.57 + (240 × 9,019.58) = 3,731,195.77
BahtTherefore, the final savings would depend on how often the loan is paid. If the loan is paid monthly, the final savings after 20 years would be 3,731,195.77 Baht.
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Discuss which method of investment appraisal you consider to be most appropriate for evaluating investment projects and why.
There are different methods of investment appraisal that can be used for evaluating investment projects. However, the most appropriate method of investment appraisal for evaluating investment projects is the Net Present Value (NPV) method.
Investment appraisal is a process of evaluating the potential return of an investment and comparing it with the cost of investment. It is a quantitative analysis that considers both financial and non-financial factors of an investment project. Investment appraisal is necessary because it helps the decision-makers to identify the most profitable investment project to invest their resources. The NPV method of investment appraisal is a widely used method of investment appraisal for evaluating investment projects. This is because it considers the time value of money and provides a clear indication of whether a project is worth investing in or not.The NPV method involves discounting future cash flows to their present values and subtracting the initial investment cost from the sum of the present values of future cash flows. If the NPV is positive, then the project is considered to be profitable and worth investing in. However, if the NPV is negative, then the project is not worth investing in.
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a local restaurant sometimes purchases television spots to advertise its menu. this is an expensive way to reach a large market, so it is seldom used.
Television advertising is an expensive but sometimes used method for local restaurants to reach a large market.
Why is television advertising an expensive method for local restaurants?Television advertising can be an expensive method for local restaurants due to the high production costs involved in creating professional commercials, as well as the expenses associated with purchasing airtime on popular television channels.
Creating an effective television advertisement requires skilled professionals including writers, directors, actors, and production crews, which can add up to substantial costs. The ost of airing the commercial during prime time slots or on popular channels further contributes to the overall expense.
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You want to buy a new sports car for £74,900, and the finance office at the dealership has quoted you a loan with an APR of 7.3 percent for 36 months to buy the car. REQUIRED: i. What will your monthly payments be? ii. Calculate the effective annual rate on this loan.
Cost of Sports car, C = £74,900 Annual Percentage Rate (APR)= 7.3% Tenure = 36 months. The formula to calculate the monthly payments on a loan is as follows: `P = (rC)/(1 - (1+r)^-n). Therefore the monthly payments will be £2,305.36 and the effective annual rate on this loan is 7.526%.
i. To calculate the monthly payments:To calculate the monthly payments, we need to calculate the monthly interest rate at first.r = APR / 12r = 7.3% / 12r = 0.0060833 (approx.)Substitute the values in the formula: P = (rC)/(1 - (1+r)^-n)P = (0.0060833 * £74,900) / (1 - (1+0.0060833)^-36)P = £2,305.36 (approx.)Therefore, the monthly payments will be £2,305.36.
ii. To calculate the effective annual rate:Formula used: The formula to calculate the effective annual rate is as follows: `i = (1+r/n)^n - 1``Where, i = Effective Annual Rate, r = Monthly Interest Rate, n = Number of payments in a year`Substitute the values in the formula: i = (1+0.0060833/12)^12 - 1i = 7.526%.Therefore the effective annual rate on this loan is 7.526%.
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c) Describe THREE (3)problems
of delegation for managers who delegate and THREE (3) problems of delegation for employees who receive
authority
Delegation poses challenges for managers in terms of control and communication, while employees may face problems related to workload imbalance and lack of clarity.
1. Problems of delegation for managers:
Lack of control: Managers may experience a loss of control over tasks and outcomes when they delegate authority. They might find it challenging to relinquish control and trust others to complete the delegated tasks to their satisfaction.Communication breakdown: Delegation can lead to communication issues between the manager and the employees. If instructions or expectations are not communicated clearly, it can result in misunderstandings, errors, or delays in task completion.Accountability concerns: Managers may face challenges in holding employees accountable for delegated tasks. If employees fail to meet expectations or make mistakes, managers might find it difficult to address the issues and ensure corrective actions are taken.2. Problems of delegation for employees:
Overwhelm and workload imbalance: Employees who receive authority through delegation may feel overwhelmed if they are given too many tasks or responsibilities without adequate support or resources. It can lead to an imbalance in their workload and potentially affect their productivity and well-being.Lack of clarity and guidance: If the manager does not provide clear instructions, expectations, or guidance, employees may struggle to understand their roles and responsibilities. This lack of clarity can lead to confusion, inefficiency, and potential mistakes in task execution.Fear of failure and accountability: Delegated authority can create a fear of failure for employees. They may worry about making mistakes, not meeting expectations, or facing negative consequences for their performance. This fear can impact their confidence and decision-making, hindering their ability to fully embrace their delegated responsibilities.To learn more about delegation, Visit:
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If a bond equivalent yield is 3.30%, on a 126 day XYZ Treasury bill. What is the price, expressed as a percentage of face value? (Answer should be in four decimals)
The price of the 126-day XYZ Treasury bill, expressed as a percentage of face value, is 1.5068%.
The bond equivalent yield is calculated as (360/number of days to maturity) x ((face value - purchase price)/purchase price).
The value of the bond can be calculated by subtracting the bond yield from the face value, dividing the result by the face value, and multiplying by 100.
To calculate the price of the 126-day XYZ Treasury bill, you need to know the face value and the number of days to maturity. Assuming that the face value of the bill is $10,000, we can calculate the price as follows:
Let's first calculate the bond yield using the formula above:
(360/126) x ((10,000 - purchase price)/purchase price)
= 0.0330 (bond equivalent yield)
Multiplying both sides by purchase price and rearranging the terms, we get:purchase price = 9,849.32
Using this purchase price, we can calculate the price of the bill as a percentage of face value:
price = [(face value - purchase price) / face value] x 100
price = [(10,000 - 9,849.32) / 10,000] x 100
price = 1.5068%
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A product's life cycle is divided into four stages, which are: O introduction, growth, maturity, and decline. O incubation, growth, maturity, and decline. O introduction, growth, stability, and declin
Answer:
O introduction, growth, maturity, and decline.
Hussain Tarar is the audit partner responsible for the audit of Petra Travels (Private) Limited (PTL). The chief executive officer (CEO) of the company has informed Hussain that due to liquidity issues amid COVID-19, several employees including some staff members of finance department left the company. CEO has therefore requested Hussain to provide two staff of the audit firm for some time to run the finance department. Required: In the light of Code of Ethics for Chartered Accountants, discuss the threats in the above scenario and suggest appropriate safeguards. fund threats or safeguard
In the given scenario, there are potential threats to the independence and objectivity of the audit partner, Hussain Tarar, due to his involvement in the finance department of Petra Travels (Private) Limited (PTL).
The Code of Ethics for Chartered Accountants provides guidance on identifying and addressing such threats to ensure compliance and maintain professional integrity. The threats in this scenario can be categorized as follows:
1. Self-interest threat: Hussain Tarar may have a financial interest in PTL's success or may be influenced by personal relationships with PTL's CEO, which could compromise his independence and objectivity.
2. Advocacy threat: By providing staff members to run PTL's finance department, there is a risk that Hussain Tarar's objectivity may be compromised as he could become an advocate for the interests of PTL rather than maintaining professional skepticism. To address these threats, appropriate safeguards can be implemented, such as:
1. Ethical wall/Information barriers: Establishing a clear separation between the audit team and the finance department staff provided by the audit firm to ensure independence and confidentiality of information.
2. Rotation of personnel: Regularly rotating the audit partner and team members involved in the PTL audit to minimize familiarity threats and enhance independence.
3. Independent review: Conducting an independent review of the audit work performed by the audit firm's staff members involved in PTL's finance department to ensure objectivity and quality control.
4. Transparent communication: Ensuring open and transparent communication between the audit firm, PTL's CEO, and relevant stakeholders to discuss the potential threats and safeguards in place to address them.
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The Manama Co. is considering adding a new product line that is expected to increase annual sales by $342,000 and expenses by $236,000. The project will require $21420 in fixed assets that will be depreciated using the straight-line method to a zero book value over the 9-year life of the project. The company has a marginal tax rate of 34 percent. What is the depreciation tax shield?
The depreciation tax shield for the project is approximately $809.20.
To calculate the depreciation tax shield, we need to determine the tax savings resulting from the depreciation expense.
The depreciation tax shield represents the tax savings that occur because depreciation expense is tax-deductible. The formula for calculating the depreciation tax shield is:
Depreciation Tax Shield = Depreciation Expense * Tax Rate
First, we calculate the annual depreciation expense:
Annual Depreciation Expense = Total Fixed Assets / Project Life
Annual Depreciation Expense = $21,420 / 9
Annual Depreciation Expense = $2,380
Next, we calculate the depreciation tax shield using the given marginal tax rate:
Depreciation Tax Shield = Annual Depreciation Expense * Tax Rate
Depreciation Tax Shield = $2,380 * 0.34
Depreciation Tax Shield ≈ $809.20
Therefore, the depreciation tax shield for the project is approximately $809.20.
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QUESTION 4 The following is the actual sales for Manama Company for a particular good: t Sales 16 5 34 The company wants to determine how accurate their forecasting model, so they asked their modeling expert to build a trend model. He found the model to forecast sales can be expressed by the following model Ft 5+2.4t Calculate the amount of error occurred by applying the model is: Hint: Use MSE (Round your answer to 2 decimal places) 539.00 1 2 3 4 21 25 32
The amount of error occurred by applying the trend model to forecast sales is 539.00 (MSE).
To calculate the amount of error, we need to use Mean Squared Error (MSE) as a measure of the accuracy of the forecasted values compared to the actual sales. MSE is calculated by taking the average of the squared differences between the forecasted values (Ft) and the actual sales values (t). Using the given forecast model, we can substitute the values of t and calculate the forecasted values (Ft).
For the given sales data, the forecasted values are as follows: F1 = 5 + 2.4(1) = 7.4, F2 = 5 + 2.4(2) = 9.8, F3 = 5 + 2.4(3) = 12.2.
Now, we can calculate the squared differences for each period: (7.4 - 16)^2 = 72.36, (9.8 - 5)^2 = 19.36, (12.2 - 34)^2 = 448.36.
Taking the average of these squared differences: (72.36 + 19.36 + 448.36) / 3 = 539.02. Rounded to 2 decimal places, the amount of error is 539.00 (MSE).
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a) In year 2008, the ABC bank was paying 2.40% interest on savings account.
i) If the interest is paid as simple interest, find the future value of a $2000 deposit in 6 years. What is the total interest paid over the period? [8 marks] ii) If the interest is compounded quarterly, find the future value of a $2000 deposit in 6 years. What is the total interest paid over the period? [10 marks]
(a) i) If the interest is paid as simple interest, the future value of a $2000 deposit in 6 years can be calculated using the formula:
Future Value = Principal * (1 + interest rate * time)
Given that the interest rate is 2.40% (or 0.024) and the time is 6 years, we can calculate the future value:
Future Value = $2000 * (1 + 0.024 * 6) = $2000 * 1.144 = $2,288
Therefore, the future value of the deposit after 6 years would be $2,288. The total interest paid over the period is the difference between the future value and the initial deposit:
Total Interest Paid = $2,288 - $2000 = $288
ii) If the interest is compounded quarterly, we can use the compound interest formula to calculate the future value:
Future Value = Principal * (1 + interest rate/compounding periods)^(compounding periods * time)
In this case, the interest rate is still 2.40% (or 0.024), the compounding periods are 4 (quarterly compounding), and the time is 6 years:
Future Value = $2000 * (1 + 0.024/4)^(4 * 6) ≈ $2000 * 1.245946 ≈ $2,491.89
The future value of the deposit after 6 years, with quarterly compounding, is approximately $2,491.89. The total interest paid over the period is the difference between the future value and the initial deposit:
Total Interest Paid = $2,491.89 - $2000 ≈ $491.89
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FILL THE BLANK. "Question One
____________________ control checks ongoing performance against
the annual plan.
a. Organisational
b. Operating
c. Functional
d. Budgetary
Question Two
Implementing a marketing plan consi"
Budgetary control checks ongoing performance against the annual plan. (D)
Budgetary control refers to a process that assists organizations in controlling their spending and improving their financial performance by comparing the actual results with the budgeted figures. It involves monitoring the financial performance of an organization and comparing it to the budgeted figures.
Implementing a marketing plan consists of executing the strategies outlined in the plan, including identifying the target market, setting goals and objectives, establishing marketing mix elements, and evaluating performance. This process is designed to increase brand awareness and ultimately lead to increased sales.(D)
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Consider a call and a put written on a stock that pays no dividends. If the interest rate is positive and the options have the same price and identical contract terms, then which of the following is true?
stock price = strike price
stock price is greater than the strike price
stock price is greater than or equal to the strike price
stock price is less than the strike price
need more information
A call option is a contract that gives its owner the right, but not the responsibility, to purchase a specific quantity of an underlying asset, such as shares of a stock, at a specific price by a predetermined expiration date.
The purchaser of the call has the right to buy the asset, but not the responsibility, while the seller of the call has the responsibility to sell the asset if the purchaser of the call option so requests. On the other hand, a put option is a contract that gives its owner the right, but not the responsibility, to sell a specific quantity of an underlying asset, such as shares of a stock, at a specific price by a predetermined expiration date. The purchaser of the put has the right to sell the asset, but not the responsibility, while the seller of the put has the responsibility to buy the asset if the purchaser of the put option so requests.In this scenario, if the interest rate is positive and the options have the same price and identical contract terms, then the stock price must be greater than or equal to the strike price. This is because when the stock price is less than the strike price, the call option would not be exercised because it would not make economic sense for the holder to purchase the stock at a higher price than what the stock is currently trading for. Similarly, when the stock price is greater than the strike price, the put option would not be exercised because it would not make economic sense for the holder to sell the stock at a lower price than what the stock is currently trading for. Therefore, the only option that is true in this case is that the stock price is greater than or equal to the strike price.
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Flextime, compressed workweeks, work-at-home arrangements, part-time hours, job sharing, and leave
options are all considered:
a. to be expensive but necessary in today's working environment.
b. to be time savers because they allow employees to spend more time at work.
c. alternative work arrangements necessary to manage work-home conflicts.
d. initiatives directed more toward women than men to attract them to the job market.
Flextime, compressed workweeks, work-at-home arrangements, part-time hours, job sharing, and leave options are all considered alternative work arrangements necessary to manage work-home conflicts. Option C is the correct answer. Flextime, compressed workweeks.
work-at-home arrangements, part-time hours, job sharing, and leave options are all considered alternative work arrangements necessary to manage work-home conflicts. Alternative work arrangements are a type of work arrangement that differs from traditional work arrangements like a 9-5 work schedule, Monday to Friday. These are alternative work arrangements.
used to help employees manage their work-life balance and can help improve their productivity, job satisfaction, and overall well-being. They can include part-time hours, job sharing, and work-at-home arrangements. work-at-home arrangements, part-time hours, job sharing, and leave options are all considered alternative work arrangements necessary to manage work-home conflicts. Alternative work arrangements are a type of work arrangement that differs from traditional work arrangements like a 9-5 work schedule, Monday to Friday. These are alternative work arrangements.
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10. Which of the following factor is not relevant for perfect competition market? A) there are uncountable buyers and sellers in the market C) there is an extra profit in the long run E) Goods are homogeneous 11. In a system where the reserve ratio is 10%, how many TL does 100 TL create the money supply? A) 10 B) 20 C) 100 D) 1000 E) 10000 12. When the demand of a good increases A) both the price and the quantity trade will increase B) the price will increase but the quantity traded will decrease C) both the price and the quantity traded will decrease D) the price will decrease but the quantity traded will increase E) there is no need to change B) There is no government intervention D) There is an extra profit in the short run
1. "There is an extra profit in the short run" is not a relevant factory for perfect competition market. The correct answer is option D.
2. The money supply shall be created by 1000 TL if the reserve ratio is 10%. The correct answer is option D.
3. Both the price and the quantity trade will increase if the demand for the good increases. The correct answer is option A.
1. The factor that is not relevant for perfect competition market is D) There is an extra profit in the short run. This is because in a perfectly competitive market, there is no possibility of any one firm making extra profit in the short or long run. The prices and profits are determined by the market forces of demand and supply.
2. The reserve ratio is the amount of reserves that a bank must hold against its deposits. The money creation process in a banking system is governed by the reserve ratio, and the money multiplier is used to calculate the maximum amount of money that can be created by the banking system.The money multiplier is equal to 1 / reserve ratio.
In this case, the reserve ratio is 10%, so the money multiplier is 1 / 0.1 = 10. This means that for every 1 TL of reserves, 10 TL of money can be created. Therefore, 100 TL can create a money supply of 100 × 10 = 1000 TL. The answer is D) 1000.12.
3. When the demand for a good increases, both the price and the quantity traded will increase. This is because an increase in demand means that consumers are willing and able to pay more for the good, which leads to an increase in the price. At the higher price, producers are willing to supply more of the good, which leads to an increase in the quantity traded. Therefore, the correct answer is A) Both the price and the quantity traded will increase.
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Current Attempt in Progress Sandhill Co. leased machinery from Young, Inc. on January 1, 2020. The lease term was for 8 years, with equal annual rental payments of $5,300 at the beginning of each year. In addition, the lease provides an option to purchase the machinery at the end of the lease term for $2.000, which Sandhill is reasonably certain it will exercise as it believes the fair value of the machinery will be at least 56.000 The machinery has a useful life of 10 years and a fair value of $45,000. The implicit rate of the lease is not known to Sandhill Sandhills incremental borrowing rate is 6%. Prepare Sandhill's 2020 journal entries. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. For calculation purposes, use 5 decimal places as displayed in the factor table provided and round final answers to decimal places,
Sandhill's 2020 journal entries include a debit to Lease Receivable for $3,842.84, a debit to Leased Machinery for $45,000.00, and a credit to Lease Payable for $49,842.84.
In this problem, the first step is to determine whether it is a capital lease or an operating lease.
This is because the accounting treatment of each lease type is distinct. It's a capital lease if any of the criteria in the GAAP are met, and it's an operating lease if none of the criteria are met.
In this case, the lease is a capital lease since its lease term of 8 years is more than 75% of the asset's useful life of 10 years. Sandhill's 2020 journal entries are as follows:
Entry Type Debit Credit Lease Receivable 3.8428
Leased Machinery 45,000.0000
Lease Payable 49,842.8428
To record the lease of machinery by Sandhill on January 1, 2020.
A lease receivable is an amount equivalent to the present value of rental payments of $5,300 for eight years.
The present value calculation is done using a discount rate of 6 percent, which is Sandhill's incremental borrowing rate (IBR).
Leased Machinery is debited with the fair value of the equipment, which is $45,000.
Lease Payable is credited with the sum of the lease receivable and the bargain purchase option's present value of $2,000.
The present value of the bargain purchase option is calculated using the same discount rate as the lease receivable, which is 6 percent.
The following is how the figures were obtained:
$5,300 x 5.88996 = $31,289.39 lease receivable
$2,000 x 0.79054 = $1,581.07 present value of bargain purchase option
$31,289.39 + $1,581.07 = $32,870.46 rounded to $32,870.84
Lease Payable = $32,870.84
Journal entries will be made in a double-entry accounting system.
In this question, Sandhill's 2020 journal entries include
a debit to Lease Receivable for $3,842.84,
a debit to Leased Machinery for $45,000.00, and
a credit to Lease Payable for $49,842.84.
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(a) What do you understand by Disaster Management? (4 Marks). (b) With the aid of examples, discuss the three broad categories of Disaster Management (6 Marks). (c) Identify and discuss four Disaster Management cycle/stages (4 Marks). (d) Briefly explain three Disaster Management challenges in developing countries and suggest possible solutions to address them (6 Marks).
Disaster management is the strategic organization of resources and responsibilities that are necessary to prevent, prepare for, respond to, and recover from natural and man-made disasters.
Here are the answers to the given questions:
a) Disaster management is a process of strategic planning and allocation of resources to prevent and reduce the impact of natural and human-made disasters.
b) Three categories of Disaster Management are as follows: Preparedness- Activities taken prior to a disaster happening to increase response and recovery efforts in case of a disaster. It includes identification of potential hazards, risk assessment, training, and the development of plans, etc. Response - Activities undertaken during or immediately after a disaster to save lives, reduce the impact of the disaster, and support recovery efforts. It includes search and rescue, evacuation, medical aid, food, and shelter provision, etc. Recovery - Activities undertaken after a disaster to restore normalcy to the affected community. This includes provision of temporary shelters, clean-up activities, rebuilding and repairs, counseling, and trauma care, etc.
c) Disaster Management cycle/stages There are four Disaster Management cycle/stages, which are as follows: Mitigation - The activities taken before a disaster happens to minimize or eliminate its impact. Preparedness - The activities taken to prepare for a disaster in advance. Response - Activities taken during or immediately after a disaster to save lives and reduce its impact. Recovery - Activities taken after a disaster to recover and restore normalcy to the affected community.
d) The following are the three Disaster Management challenges in developing countries: Poor infrastructure, Lack of resources, Lack of political will Possible solutions include investment in infrastructure development, creating partnerships with other nations, and improving governance and leadership to encourage more proactive engagement in disaster risk reduction.
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identify this artwork by artist, name, and stylistic period. what type of art is this? what were popular themes in this genre, and why?
The name of the artwork is called "Geisha and Attendant on a Rainy Night" by Kitagawa Utamaro. The stylistic period was the Edo period and the type of art is called ukiyo - e.
What is the artwork about ?The print "Geisha and Attendant on a Rainy Night" depicts two women, one a geisha and the other her attendant, walking through the rain. The geisha is wearing a traditional kimono and carrying a parasol. The attendant is carrying a shamisen, a traditional Japanese stringed instrument.
Popular themes in ukiyo-e prints include beautiful women, landscapes, and scenes of everyday life. These themes were popular because they appealed to the tastes of the ukiyo-e audience, which was made up of the wealthy and educated classes in Japan.
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Activity-based costing has so many advantages, increased accuracy for product costing and added value for decision making, why is it a more recent development in costing systems?
Activity-based costing (ABC) is a relatively recent development in costing systems. Although it has many benefits such as improved precision for product costing and added value for decision making, it has not always been the preferred method.
Before answering this question, let's first understand what activity-based costing is.Activity-based costing (ABC) is a cost accounting method that involves identifying and assessing the activities that generate costs in an organization's operations. ABC recognizes the correlation between the cost and the actions that generate them, resulting in more accurate product costs and enhanced decision-making capabilities.
ABC improves on traditional costing systems by accounting for the cost drivers that consume resources.With the development of more sophisticated technology and increased competition, organizations began to rely more on ABC as a way of obtaining more accurate product costs. Because of the accuracy and value of the data generated by ABC, it has become an essential tool for decision-making in a variety of organizations. The use of ABC has become more prevalent as organizations have shifted their focus from manufacturing to service, and competition has become increasingly intense.
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3. Assume the Net Income was actually a Net Loss of $14,500, Expense were $63.600, Beginning Retained Earnings was $79,000, and Ending Retained Earnings was unknown. Which of the following amounts will change?
a. Ending Retained Earnings only b. Revenues and Common Stock c. Ending Retained Earnings and Common Stock d. Ending Retained Earnings and Revenue
The correct answer is a. Ending Retained Earnings only.
In this scenario, the Net Income is actually a Net Loss of $14,500. Net Income is a component of the Retained Earnings calculation. Retained Earnings is calculated as Beginning Retained Earnings + Net Income/Loss - Dividends.
However, the question does not provide information about dividends or any other changes that could affect Common Stock or Revenues. Therefore, the only component that will change based on the given information is the Ending Retained Earnings. The calculation would be: Ending Retained Earnings = Beginning Retained Earnings + Net Loss.
It's important to note that without additional information, we cannot determine the specific values of Ending Retained Earnings, Revenues, or Common Stock. Only the Ending Retained Earnings will be impacted by the given Net Loss.
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A small producer of machine tools wants to move to a larger building, and has identified two
alternatives. Location A has annual fixed costs of GHc 80,000 and variable costs of GHc 1400
per unit; location B has annual fixed costs of GHc 90,000 and variable costs of GHc 1300 per
unit while location C has fixed costs of GHc 87,000 and variable costs of GHc 1350 per unit.
The finished items sell for GHc 1700 each.
i. At an output level of 150 units, which is the recommended location ii. At what volume of output would the firm be indifferent between locations A & B
and locations A & C?
At an output level of 150 units, Location B is the recommended location as it has the lowest total cost. The firm would be indifferent between locations A & B at an output level of 100 units and between locations A & C at an output level of 140 units.
To determine the recommended location and the volume of output at which the firm would be indifferent between locations A & B and locations A & C, we need to compare the total costs of each location.
i. At an output level of 150 units, we can calculate the total costs for each location:
Total cost for Location A = Annual fixed costs + (Variable costs per unit * Output level)
Total cost for Location A = GHc 80,000 + (GHc 1,400 * 150) = GHc 80,000 + GHc 210,000 = GHc 290,000
Total cost for Location B = GHc 90,000 + (GHc 1,300 * 150) = GHc 90,000 + GHc 195,000 = GHc 285,000
Total cost for Location C = GHc 87,000 + (GHc 1,350 * 150) = GHc 87,000 + GHc 202,500 = GHc 289,500
Based on the total costs, at an output level of 150 units, Location B has the lowest total cost of GHc 285,000. Therefore, Location B is the recommended location.
ii. To find the volume of output at which the firm would be indifferent between locations A & B and locations A & C, we need to set the total costs of each pair of locations equal to each other:
For locations A & B:
GHc 80,000 + (GHc 1,400 * Output level) = GHc 90,000 + (GHc 1,300 * Output level)
For locations A & C:
GHc 80,000 + (GHc 1,400 * Output level) = GHc 87,000 + (GHc 1,350 * Output level)
Simplifying the equations, we can solve for the volume of output:
For locations A & B:
100 * Output level = 10,000
Output level = 100
For locations A & C:
50 * Output level = 7,000
Output level = 140
Therefore, the firm would be indifferent between locations A & B at an output level of 100 units, and between locations A & C at an output level of 140 units.
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Q1 What is the role of expatriates and what are the challenges they faced. And how will companies can retain them?
Q2 How to retain repatriates and what are the challenges they face when they came back and what are their roles?
Expatriates may face several challenges, including cultural differences, language barriers, and difficulties adjusting to new environments. To retain repatriates, companies should provide structured programs to ease their transition, such as mentorship opportunities, training programs, and networking events.
Q1) Expatriates play a critical role in helping companies expand into new markets, transfer knowledge and skills across subsidiaries, and establish a global mindset within the organization. However, they also face several challenges such as cultural differences, language barriers, and difficulties adjusting to new environments. To retain expatriates, companies need to provide adequate support in terms of housing, healthcare, education for their children, and opportunities for career development. They should also ensure that expatriates feel valued and recognized for their contributions, and offer them a clear career path upon their return.
Expatriates are employees of a company who are sent to work in a foreign country for a specific period of time. They have an important role to play in ensuring the success of international business operations by transferring knowledge and skills, building relationships, and creating a global mindset within the organization. However, expatriates may face several challenges, including cultural differences, language barriers, and difficulties adjusting to new environments. Companies can help retain expatriates by providing comprehensive support, including housing, healthcare, education for their children, and opportunities for professional development. It is also important to recognize their contributions and provide a clear career path upon their return to the home country.
Q2) Repatriation is the process of returning expatriates back to their home country after completing their assignment abroad. Repatriates play a critical role in transferring knowledge and skills acquired during their international assignment, but they often face several challenges upon their return. These challenges include reverse culture shock, difficulty readjusting to the work environment, and feeling undervalued or underutilized. To retain repatriates, companies need to provide structured programs to ease their transition and offer opportunities for professional growth and development.
Retaining repatriates is crucial for companies to maintain the knowledge and skills gained through their international assignments. Repatriates often face challenges upon their return, such as reverse culture shock, difficulty readjusting to the work environment, and feeling undervalued or underutilized. To retain repatriates, companies should provide structured programs to ease their transition, such as mentorship opportunities, training programs, and networking events. Additionally, offering opportunities for professional growth and development can help repatriates feel engaged and valued within the company. It is important for companies to recognize the unique challenges faced by repatriates and address them in order to maintain a successful international workforce.
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A complex of positions, roles, norms, and values organizing relatively stable patterns of human resources to sustain viable social structures refers to which of the following?
The complex of positions, roles, norms, and values organizing relatively stable patterns of human resources to sustain viable social structures refers to a social structure.
A social structure defines the way in which a society is organized. It is a pattern of relatively stable relationships between social positions, groups, and institutions. Social structures provide order and predictability in social interactions and are essential for the functioning of society.
Social structures can be seen as a hierarchy, with some positions having more power, influence, or status than others. The way social structures are organized and the values, norms, and beliefs that underpin them have a significant impact on individuals' behavior, opportunities, and outcomes. For example, social structures can influence access to education, employment, healthcare, and other resources.
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Listen Why are gains/losses added back to (or deducted from) the cash from operations section of a cash flow statement? 1) They often represent insignificant amounts that don't affect end results. 2) They are an accounting recognition of a gain or loss and don't affect cash flow. 3) Cash flows after the add back (or deduction) look a lot better. 4) It is established practice to perform this step as part of the process of creating a cash flow statement
Gains/losses are added back to (or deducted from) the cash from operations section of a cash flow statement because they are an accounting recognition of a gain or loss and don't affect cash flow. Thus, the correct option is 2.
It is necessary to add or deduct gains/losses from cash flow because they are not the result of operating activities, but instead result from financing or investing activities. This adjustment assists in the identification of cash flows that are directly related to the company's daily activities (i.e. operating activities) from those that are not.The net gain or loss, on the other hand, has no impact on a firm's overall cash flow and does not provide any information about its operations. Because these gains or losses are not included in cash flow from operating activities, they must be added back to or subtracted from net income.
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13) If you leave $950 in an account for five years and the account earns 8% compounded annually, what will the balance in the account grow to? A $1,341.05 B. $1,347.82 C. $1,395.86 D. $1,406.23 E. $1,491.15 14) You are supposed to receive $2,000 five years from now. At an interest rate of 6%, what is the $2,000 worth today? I A. $1,491.97 B. $1,492.43 C. $1,494.52 D$1,497.91 E $1,499.01 15) The value of the current assets divided by the value of the current liabilities is called: A Cash ratio B. Current ratio C. Quick ratio D. Net Working Capital E Liquid ratio 16) Dale invests $500 in an account that pays 6% simple interest. How much more could he have earned over a thirty year period if the interest had compounded annually? A $1,471.75 B. $1,532.50 CS1 621.25 0 $1,804.25 E $2,371.75
13) The balance in the account will grow to $1,406.23.
14) The $2,000 is worth $1,492.43 today.
15) The value of the current assets divided by the value of the current liabilities is called the current ratio
16) Dale could have earned $1,532.50 more over a thirty-year period if the interest had compounded annually
To calculate the future value of an investment with compound interest, we can use the formula: FV = PV * (1 + r)^n, where FV is the future value, PV is the present value, r is the interest rate per period, and n is the number of periods. In this case, PV = $950, r = 8% (or 0.08), and n = 5 years. Plugging these values into the formula, we get FV = $950 * (1 + 0.08)^5 = $1,406.23.
To calculate the present value of a future cash flow, we can use the formula: PV = FV / (1 + r)^n, where PV is the present value, FV is the future value, r is the discount rate, and n is the number of periods. In this case, FV = $2,000, r = 6% (or 0.06), and n = 5 years. Plugging these values into the formula, we get PV = $2,000 / (1 + 0.06)^5 = $1,492.43.
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The current ratio is a financial metric used to assess a company's short-term liquidity and ability to cover its current liabilities with its current assets. It is calculated by dividing the total current assets by the total current liabilities. The current ratio provides insight into a company's ability to meet its short-term obligations and is often used by creditors, investors, and analysts to evaluate a company's financial health and liquidity position.
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To calculate the future value of an investment with simple interest, we can use the formula: FV = PV * (1 + r * n), where FV is the future value, PV is the present value, r is the interest rate per period, and n is the number of periods. In this case, PV = $500, r = 6% (or 0.06), and n = 30 years. Plugging these values into the formula, we get FV = $500 * (1 + 0.06 * 30) = $2,032.50. The difference between the compound interest and simple interest is $2,032.50 - $500 = $1,532.50.
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Sunland Company is contemplating the production and sale of a new widget Projected sales are $391000 (or 85000 units) and desired profit is $34000. What is the target cost per unit? O $4.20 $5.00 O $4.60 $4.00
The target cost per unit is $4.20 per unit. This can be calculated using the following formula:Target Cost Per Unit = Projected Sales - Desired Profit / Projected SalesIn this case, Projected sales are $391,000 (or 85,000 units) and the desired profit is $34,000.
The target cost per unit is $4.20 per unit. This can be calculated using the following formula:Target Cost Per Unit = Projected Sales - Desired Profit / Projected SalesIn this case, Projected sales are $391,000 (or 85,000 units) and the desired profit is $34,000.Therefore,Target Cost Per Unit = (391,000 - 34,000) / 85,000Target Cost Per Unit = 357,000 / 85,000Target Cost Per Unit = $4.20So, the target cost per unit for Sunland Company would be $4.20. It is the cost that the company needs to achieve in order to make the desired profit from the projected sales.The content loaded Sunland Company is contemplating the production and sale of a new widget projected sales of which are $391,000 (or 85,000 units) and a desired profit is $34,000. So, to find out the target cost per unit, the formula used is Target Cost Per Unit = Projected Sales - Desired Profit / Projected Sales.The target cost per unit is calculated to be $4.20 per unit.
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Has the decision by the eurozone countries to give up their individual national currencies and adopt the euro as a common currency produced economic benefits? Discuss and state the economic facts in detail.
The decision by the eurozone countries to give up their individual national currencies and adopt the euro as a common currency has indeed produced several economic benefits. Here are some economic facts to support this statement:
Increased Trade: One of the most significant benefits of adopting the euro has been the increase in trade within the eurozone. By eliminating currency exchange risks, the euro has made it easier for businesses to trade with each other. This has led to increased competition, lower prices, and higher productivity. According to some estimates, the adoption of the euro has increased intra-eurozone trade by as much as 6%.
Lower Transaction Costs: Another benefit of the euro is that it has reduced transaction costs for businesses and consumers. Prior to the adoption of the euro, businesses and consumers had to pay fees for exchanging currencies and dealing with exchange rate fluctuations. With the euro, these costs have been greatly reduced, leading to savings for both businesses and consumers.
Greater Stability: The euro has also brought greater stability to the eurozone economy. By eliminating currency exchange risks, the euro has reduced the volatility of exchange rates and made it easier for businesses to plan and invest. Additionally, the euro has provided a strong anchor for monetary policy, helping to maintain price stability and reduce inflation.
Increased Foreign Investment: The adoption of the euro has also made the eurozone a more attractive destination for foreign investment. By eliminating currency exchange risks, the euro has made it easier for foreign investors to invest ineurozone countries, leading to increased capital flows and economic growth. According to the European Central Bank, foreign direct investment in the eurozone has increased significantly since the adoption of the euro.
Improved Access to Capital Markets: The euro has also provided eurozone countries with improved access to capital markets. By adopting a common currency, eurozone countries have been able to borrow at lower interest rates than they would have been able to with their individual national currencies. This has made it easier for these countries to fund infrastructure projects and other long-term investments.
Increased Price Transparency: Finally, the adoption of the euro has increased price transparency within the eurozone. By eliminating currency exchange risks and reducing transaction costs, the euro has made it easier for consumers to compare prices and shop for the best deals. This has led to increased competition and lower prices for consumers.
Overall, the decision by the eurozone countries to adopt the euro as a common currency has produced several economic benefits, including increased trade, lower transaction costs, greater stability, increased foreign investment, improved access to capital markets, and increased price transparency. While there have been some challenges associated with the adoption of the euro, such as the debt crisis in some eurozone countries, these benefits have generally outweighed the costs and contributed to the overall economic growth and prosperity of the eurozone.
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Explain why you recommend this discounted price rather than offering the
shares at the current market price.
Kiwi Airlines is looking to expand its business post-pandemic and is
contemplating a renounceable rights issue to raise funds to accomplish this. Kiwi
Airlines currently has 75 million shares outstanding with a market value of $5.00
each. Kiwi Airlines needs to raise $100 million and has contracted you to design
a rights issue to accomplish this.
You recommend that the offer price for the new shares is $4.00 per share.
There are several reasons why I would recommend offering the new shares at a discounted price of $4.00 per share instead of the current market price of $5.00 per share:
Attractiveness to Investors: By offering the new shares at a discounted price, it creates a more attractive opportunity for investors to participate in the rights issue. Investors are more likely to be enticed by a lower price as it presents a potential discount and a chance to acquire shares at a lower cost.
Increased Subscription Rate: The discounted price can encourage a higher subscription rate among existing shareholders and potential investors. The lower price point makes it more affordable for investors to participate, increasing the likelihood that they will subscribe to the rights issue. This can result in a higher level of capital raised for Kiwi Airlines.
Market Competitiveness: Offering the new shares at a discounted price can help Kiwi Airlines remain competitive in the market. If other airlines or competitors are also considering raising funds through rights issues or other means, a discounted price can make Kiwi Airlines' offering more attractive compared to alternative investment opportunities.
Faster Capital Injection: A discounted price can help expedite the capital injection process. The lower price may incentivize investors to act quickly and subscribe to the rights issue, allowing Kiwi Airlines to raise the required $100 million more efficiently and effectively.
Overall, offering the new shares at a discounted price of $4.00 per share is a strategic move to enhance investor interest, increase the subscription rate, maintain market competitiveness, and expedite the capital raising process for Kiwi Airlines' expansion plans post-pandemic.
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Assume you have GBP 15000, given the conditions below, please show the details of your arbitrage strategy. NY: GBP1=USD2.5 Suez: USD1 =CHF4.5 London: GBP1 =CHF7.5
Given the following exchange rates: NY: GBP1=USD2.5, Suez: USD1 =CHF4.5, and London: GBP1 =CHF7.5, an arbitrage strategy can be executed to benefit from the differences in the exchange rates. This will require buying and selling currency across the three markets to make a profit.
To execute the arbitrage strategy, the GBP will be first converted into USD in NY at the exchange rate of GBP1=USD2.5, which will yield USD 37,500 (15000*2.5). The USD obtained in NY will then be converted to CHF in Suez using the exchange rate of USD1=CHF4.5, which will yield CHF 168,750 (37500*4.5).Finally, the CHF obtained from Suez will be sold in London at the exchange rate of GBP1=CHF7.5. Converting CHF 168,750 to GBP using the London exchange rate will yield GBP 22,500 (168750/7.5).The total profit made from the arbitrage strategy will be GBP 7,500 (22500-15000). This is because the cost of obtaining GBP 22,500 by directly converting GBP 15,000 to CHF 157,500 in London would have been GBP 7,500 higher.
An arbitrage strategy involves taking advantage of pricing differences in different markets. In this scenario, by converting GBP to USD in NY, then converting the USD to CHF in Suez and finally selling the CHF in London, a profit of GBP 7,500 is made. The entire process involved three different markets, with each market providing exchange rates that are different from one another.
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Promote a healthy snack bar that you have recently launched or a healthy food restaurant that you've just opened to a targeted segment in Palestine. You should apply the different concepts, theories and tools you learned throughout this course. The snack bar or restaurant you would like to launch is supposed to satisfy the needs, desires, or preferences of a certain segment or provide your targeted segment with benefits or solutions. The following prompts should guide you in writing up your term paper: (5 points each) Start by specifying whether you're promoting a healthy snack bar or a healthy food restaurant then define your targeted market: How can you use semiotics to influence consumer interpretation of your snack bar or restaurant?
Introducing [Healthy Bites], a new and exciting **healthy snack bar** designed to cater to the health-conscious individuals in Palestine, seeking delicious and nutritious options on the go.
In order to influence consumer interpretation of the snack bar, semiotics can play a crucial role. By carefully designing the visual elements such as the logo, color scheme, and packaging, we can employ symbols, signs, and imagery that convey the values of health, freshness, and vitality. This can include vibrant colors associated with natural ingredients, visual representations of fruits and vegetables, and symbols that convey health and well-being. Additionally, using persuasive language and messaging that emphasizes the benefits of the snacks, such as energy-boosting, nutrient-rich, and guilt-free, can further shape consumer perception. By leveraging semiotics effectively, we can create a powerful visual and verbal language that resonates with the targeted market, influencing their interpretation of the snack bar as a healthy and desirable choice.
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A supervisor gives followers the freedom to organize their work projects and set their own goals. this is called:_________
The supervisor is following the leadership approach that is known as “laissez-faire” when they provide their followers with the freedom to organize their work projects and set their own goals.
The word “laissez-faire” is of French origin, which means “let do” or “let it be.” This approach is often characterized by a lack of direction and guidance from the leader. The leader does not give orders or provide support but instead allows the employees to have full control over their work.This approach is often used when employees have sufficient experience and knowledge about their work and do not require supervision or guidance. When the leader is not available, the laissez-faire approach is also used. Furthermore, it can lead to increased productivity and creativity in certain settings.Laissez-faire leadership can be beneficial in organizations where employees are highly motivated, skilled, and experienced. This approach is also effective when employees have a high level of expertise in their work. However, in situations where employees lack direction or guidance, this approach can lead to low productivity.
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