A conditional sales contract is a type of contract whereby the sale itself is contingent on approval; it can either be a sale-or-return contract or a sale-on-approval contract.
A conditional sale is referred to as a sale where the buyer receives possession of and the right to use certain products and goods; however, the title remains with the seller until the performance of a condition is met by the purchaser. Under the contract of conditional sales, ownership does not pass to the purchaser of the goods and products until a specific condition is met or after a certain time period. Typically, this condition is the purchaser's full payment of the purchase price. An installment contract is a conditional sale.
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a toothbrush manufacturer decides to stop packaging products in plastic. this is an example of what?
A toothbrush manufacturer decides to stop packaging products in plastic. This is an example of source reduction.
What is source reduction designed to mean?The removal of waste before it is produced is known as source reduction, waste prevention, or pollution prevention. It entails designing, producing, buying, or using goods and products to lessen the quantity or toxicity of what is thrown out. Source reduction entails preventing waste before it occurs.
Source reduction with composting?Methane, a strong greenhouse gas, is produced by organic waste when it is dumped in landfills. Methane emissions can be considerably decreased by composting organic waste like leftover food. The requirement for chemical fertilizers is diminished, and in some cases completely, by compost.
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borrowing affects consumption because, when a household borrows, it can increase current consumption beyond what would be possible if its spending were limited to its disposable income. what will result regarding the current consumption schedule?
Borrowing affects consumption because, when a household borrows, it can increase current consumption. The result will be upward shift regarding the current consumption schedule.
What causes consumption to increase?First, consumption expenditure increases as income does. For every gain in income, consumption increases by the MPC times that increase in income. therefore, the pitch of the consumption get-together is the MPC. Second, at low situations of income, consumption is lesser than income.
What are the shifters of consumption?Shifts of the consumption function can do when a change occurs in one of the independent consumption determinants( prospects, wealth, credit, levies, price situations). For illustration, significant positive returns in the stock request can increase consumer wealth which would beget independent consumption to increase.
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the value of many technology companies lies in their internally generated intangible assets. these assets have economic value, which is recognized by financial analysts and stock market participants. discuss how this information is communicated to investors and when the value of these assets no longer exists
There is only one intangible asset that can be capitalized that is produced internally. These are development costs, which are incurred by organizations to develop new product lines or manufacturing techniques. These can be promoted from where six improvement standards are met.
How do intangible assets affect a company's value?Since a company's customers' perceptions of its brand determine its value, brand equity is an intangible asset rather than a physical one. In short, a company's intangible assets can be significantly more valuable than its tangible assets and contribute to its potential future worth.
Why is technology an asset that cannot be replaced?Technology-related intangible assets are broadly defined as intangible assets that produce proprietary knowledge and products for the purposes of this discussion. The owner/operator of the business has the option of developing or purchasing this exclusive method or knowledge.
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a company that provides a free online language course wants to determine if learners would be willing to pay $12 per month for a premium version of the course. which questions might lead to question wording bias? check all that apply. do you think $12 is too much to pay for a premium version of the course? what amount would you expect to pay for a premium version of the course? would you pay $12 for a premium version of the course, given that learning a language has been shown to improve concentration skills and memory? would you pay $12 for a premium version of the course even though it is currently free? what is the most you would pay for a premium version of the course?
The number of people willing to pay $12 per month for a premium version of the course.
The term "Premium Version" refers to the application's paid version, which includes the following features: time and expense tracking, web and mobile, expense note camera capture, project follow-up, project time overview, teamwork, pushing tasks and projects to collaborators, personal time analysis, team analysis, export options, electronic invoicing, interface, project & budget follow-up, project & client analysis, and premium support.
Is this the reason why spelling errors are now detected and corrected differently When we right-clicked on a typographical error in the past, as is done in the Community, the proper or alternate version was displayed. Right-/left-clicking to find the correct spelling no longer always works, and the entire incorrect word is now lightly highlighted..
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why does arbitrage pricing theory predict that all securities should lie on the security market line (sml)?
Arbitrage pricing theory predict that all securities should lie on the security market line (sml) because they produce a better return for a given level of risk (beta) than those below it.
What is arbitrage pricing theory?
The arbitrage pricing theory (APT) is a multi-factor asset pricing model used in finance that connects different macro-economic (systematic) risk indicators to the cost of financial assets. It was first suggested by economist Stephen Ross in 1976 and is generally regarded as a more effective replacement for its predecessor, the Capital Asset Pricing Model (CAPM). APT is based on the law of one price, which contends that rational investors would engage in arbitrage in an equilibrium market so that the equilibrium price eventually materializes.
Since each element's sensitivity is represented by a factor-specific beta coefficient or factor loading, APT contends that after arbitrage opportunities are exhausted in a particular period, the expected return of an asset is a linear function of multiple factors or theoretical market indices. As a result, it gives traders a hint as to the "real" asset value and makes it possible to use arbitrage to take advantage of market anomalies. The linear factor model structure of the APT serves as the foundation for assessing asset allocation, managed fund performance, and cost of capital calculations.
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2. if a purchased item is long-lived but not used in normal operations, the asset is classified and recorded as a(n)
When an asset is long-lasting but not used in regular operations, it is categorized and recorded as an investment.
An asset or object purchased with the intention of generating income or appreciation is referred to as an investment. The term "appreciation" investment describes a rise in an asset's worth over time. When a person buys a product as an investment, they don't intend to utilize it money right away; instead, they plan to use it to make money later on.
An investment is usually the use of a resource today—time, effort, investment money, or an asset—in the anticipation of receiving a larger return than what was first invested. A financial asset, for instance, might money be bought by an investor now with the hope that it would provide income later on or be sold for more money.
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you are responsible for collecting multiple reports across departments and synthesizing them into a final presentation for your boss to present at a company board meeting. the meeting is two days out, and department a still hasn't submitted its report despite multiple requests by you. how should you proceed?
I would proceed by making a visit to department A and insist that they complete the report within 24 hrs.
As I am responsible for collecting multiple reports across departments and synthesizing them into a final presentation, the report without including department A is unfair. The Boss can’t complete the presentation without the report or information from department A. It doesn’t matter whether the report from department A is vital to the presentation or not. It is my responsibility to collect the information and make a report for the boss to present at a company board meeting. Thus I will make a visit to department A and insist they complete the report within 24 hours, also I will send a mail to department A through the official channel mentioning the delay in submitting the report for a long time, also put a Carbon Copy of the mail to the boss just to get his attention on this serious issue. Then only there will be no mistake on my part.
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christopher has questions about information shown on the loan estimate he received from his lender. what should he do?
This paper serves as a breakdown of the projected closing expenses for the Christopher loan. A loan estimate is given to Christopher by his lender as he closes on a home purchase for which he is seeking financing.
What is a Loan estimate?
After submitting a mortgage application, you will receive a three-page document called a Loan Estimate. You can learn vital information about the loan you've asked for from the Loan Estimate. After receiving your application, the lender has three business days to give you a Loan Estimate. Whether you're purchasing a property or refinancing an existing one, the loan estimate may help you comprehend any mortgage you apply for.The loan estimate will include your anticipated closing costs, monthly payment, interest rate, and annual percentage rate, among other information, for the amount, kind, and length of the loan you've applied for.You may simply compare offers, avoid getting overcharged, and get the best bargain by using this form, which every lender who wants your business must provide to you.To know more about Loan estimate visit:
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how much would you need to deposit in an account now in order to have $6000 in the account in 10 years? assume the account earns 6% interest compounded monthly.
The amount required to deposit in new bank account is $2444.89 if the account earns 6% compound interest monthly.
What is compound interest?In other terms, compound interest is interest on principal + interest and refers to the addition of interest to the principal amount of a loan or deposit. Reinvesting interest, or adding it to the lent capital rather than paying it out or requiring payment from the borrower, results in interest being earned on the principal amount plus previously accumulated interest in the next period. In economics and finance, compound interest is common. Compound interest allows for compounding, as opposed to simple interest, which doesn't because prior interest isn't added to the principle for the current period. The simple annual interest rate is calculated by dividing the period interest by the number of periods in a year.
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3. tri-coat paints has a current market value of $36 per share with earnings of $2.48. what is the present value of its growth opportunities (pvgo) if the required return is 7%?
The Present Value of its Growth Opportunities (PVGO) is $0.57.
Given in the Question:
Price per share = $36
Earnings = $2.48
Required rate of return = 7%
The formula for computation of the present value of growth opportunities (PVGO) is given below:
= Price per share - (Earnings ÷ required rate of return)
= $36 - ($2.48 ÷ 7%)
= $36 - $35.43
= $0.57
hence, the present value of its growth opportunities (PVGO) is $0.57.
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an investor buys a stock for $40. the stock pays a dividend of $0.75 in year 1 and $1.25 in year 2. at the end of year 2 the investor sells the stock for $44. what is the investor's holding period return?
The investor's holding period return is 15.0%
What Is the Return/Yield for the Holding Period?The overall return earned from owning an asset or portfolio of assets over time—referred to as the holding period—is known as the holding period return and is typically stated as a percentage. Holding period return is calculated using total returns from the asset or portfolio (income plus changes in value). It is especially helpful for comparing the returns of assets kept for various lengths of time.
holding period return is calculated
= Income + (End of period value - Initial value)÷ Initial value
Capital Appreciation = 40 - 4= 4
Dividend yield = 1.5
total dividend income received is calculated,
= 1.5 + (44-40)/40× 100
=1.5 + 1/10× 100
= 15%
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in 2000, microsoft had almost total market share. a significant market entry barrier for new competition was .
The Justice Department's cost that Microsoft is a monopolist rests normally on the fact that some version of the Windows running gadget is currently used
on some 80 percent of all personal computer systems in the world and that Microsoft has required pc producers to deploy Internet Explorer
Why is Microsoft accused of acting a monopoly in the pc running structures market?The Legal Case
Microsoft used to be formally charged with constituting a market monopoly via making it tough for customers to installation competing software program and simultaneously making it tough to uninstall the company's browser, Internet Explorer.
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https://brainly.com/question/29057414#SPJ4Because of the contemporary economic issues, what can happen to the investments made of the filipino entrepreneurs to their business?
Because of the contemporary economic issues, what can happen to the investments made of the filipino entrepreneurs to their business are:
inadequate access to technologyfinancing capital,What are the contemporary issues that can have effect on the Filipino entrepreneur?The contemporary issues that can have effect on the Filipino entrepreneur is the unavailable of the financing capital
It should be noted that one of the issue that the Filipino entrepreneurs are encountering today is that they do not have full access to technology , and in today's world, technology is very important in every business.
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find how much money should be deposited in a bank paying interest at the rate of 3.5%/year compounded quarterly so that at the end of 3 years, the accumulated amount will be $80,000. (round your answer to the nearest cent.)
Depositing $70190 in a bank that offers interest at a rate of 3.5% per year compounded quarterly will result in an accumulation of $80,000 after three years.
What is the formula for compound interest?Compound interest is the practice of adding interest to the principal of a loan or deposit. It is sometimes referred to as interest on principal and interest.
The future value of a loan or investment may be determined using the formula FV = P*(1+R/N)(N*T), where FV is the future value, P is the original principal, R is the annual interest rate, N is the number of times interest is compounded annually, and T is the amount of time in years.
In the given question.
Amount = $80,000
Interest= 3.5%
Time= 3 year
compounded quarterly
A = P [tex](1+ \frac{r}{4}) ^{4t}[/tex]
80,000= P [tex](1+ \frac{35}{4000}) ^{12}[/tex]
80,000= P [tex](\frac{4035}{4000}) ^{12}[/tex]
P= 80,000 x [tex](\frac{4000}{4035}) ^{12}[/tex]
P= 80,000 x [tex](0.99)^{12}[/tex]
P= $70190
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suppose that a group of humans build an enormous space ship of fixed size and travel into outer space, never to return. they live on board the ship and allocate all goods on the ship using markets. as the population grows, the price of housing on board the ship will:
There aren't many readily available, high-quality alternatives to oil. The costs of drilling and exploring would need to be significantly increased in order to boost oil output.
Oil is in short supply globally compared to demand. There are many excellent alternatives to the item. Consumers won't mind buying substitute products if the price of product A increases if there are numerous similarly good alternatives. This indicates that as the price of A increases, the quantity requested significantly decreases. The demand for A is elastic as a result. The demand for an item or service that is totally inelastic would not fluctuate regardless of price; however, no such good or service exists.
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mizrahi has been having difficulty meeting the demands of the two executives who oversee her work and communicate different expectations. one executive is concerned about production and constantly urges mizrahi to meet performance quotas. the other is concerned about quality assurance and would like mizrahi to slow down and focus on the quality of her work. this is an example of
The condition of Mizrahi's role is role conflict.
Job conflict happens when employees are given multiple, incompatible roles at once or when their role overlaps with that of another employee or work group. A worker is more likely to experience stress at work if there is more role conflict.
As much as possible, make sure that the various demands are compatible with one another and have clear reporting relationships so that employees are aware of who they are directly accountable to. To minimize potential conflicts between work demands, avoid having employees answer to more than one immediate supervisor. Also, make sure that systems are in place that allow employees to voice concerns about any inconsistencies between their roles and responsibilities.
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suppose that weather predictions published in an almanac could be used successfully to predict future prices of certain securities. this would provide evidence against the:
Weather predictions published in an almanac could be used successfully to predict future prices of certain security. this would provide evidence against the semi-strong form of the EMT.
Sunny, rainy, windy, stormy, and cloudy are the five main types of weather that can exist. The state of the atmosphere, or weather, can be described in terms of things like how hot or cold, wet or dry, calm or stormy, clear or cloudy, etc. [1] Most weather-related events on Earth take place in the troposphere, which is the planet's lowest layer of atmosphere. The four different categories of securities are debt, equity, derivative, and hybrid securities. Equity security owners, such as those who own shares, can profit from capital gains by selling their stocks. A tradeable financial asset is a security. Though its legal meaning varies depending on the jurisdiction, the phrase is generally used to refer to any kind of financial instrument.
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marketers who want to evaluate whether or not a specific marketing initiative was successful would do so by using business metrics to measure performance. this marketing strategy is referred to as
Marketers who want to evaluate whether or not a specific marketing initiative was successful would do so by using business metrics to measure performance. This marketing strategy is referred to as marketing analytics.
Marketing analytics involves utilizing data to assess the success and efficacy of marketing initiatives. You may improve your marketing goals, gain deeper customer insights and maximize your return on investment by using marketing analytics.
Both marketers and consumers profit from marketing analytics. By determining what is effective in promoting conversions and brand awareness, this analysis enables marketers to increase the return on marketing investments. Analytics also makes sure that consumers see more relevant, individualized adverts that appeal to their unique needs and interests rather than annoying mass communications.
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suppose managers of a firm know that the company is approaching financial distress. should the managers borrow from creditors and issue a large one-time dividend to shareholders? how might creditors control this potential transfer of wealth?
This is typical because their funds are secured by a contract with a debtor and guaranteed against the property. Secured debts are given priority over all other claims to liens.
Financial distress: What Is It?When a company or person is experiencing financial difficulty, it indicates they are unable to meet their financial obligations because they are unable to generate enough revenue or money. This is frequently brought on by high fixed costs, a significant proportion of illiquid assets, or revenue sources that are vulnerable to downturns in the economy. Financial difficulties might arise as a result of poor spending habits, high debt burdens, legal proceedings, or job loss.
How do creditors affect a company?Creditors have an impact on both the quantity and speed of money entering and leaving an account. Both large and small businesses need to comprehend them and how they interact with one another.
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tanning company analyzes its receivables to estimate bad debt expense. the accounts receivable balance is $276,000 and credit sales are $1,000,000. an aging of accounts receivable shows that approximately 7% of the outstanding receivables will be uncollectible. what adjusting entry will tanning company make if the allowance for doubtful accounts has a credit balance of $3,000 before adjustment?
Bad Debt Expense 17,000 adjusting entry will tanning Company makes allowance for Doubtful Accounts 17,000.
An allowance is a quantum of plutocrats given or distributed generally at regular intervals for a specific purpose. In the environment of children, parents may give an allowance to their child for their eclectic particular spending.
Everyone, including scholars, has a commodity called a Personal Allowance. This is the quantum of plutocrats you are allowed to earn each duty time before you start paying Income Tax. For the the2022/23 duty time, the Personal Allowance is£,570. still, you generally will not have to pay any income duty, If you earn lower than this. However, benefits in kind and vittles exceed the maximum quantities, also the excess constitutes a tested stipend for your hand, If allowances. still, you can also conclude to indicate this as final tax stipend.
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a home mortgage extends for 20 years at 8 percent interest compounded monthly. the payments are also made monthly. after how many months will half of the principal be paid off?
After 164 months, half of principal will be paid off on a home mortgage that extends for 20 years at 8 percent interest compounded monthly.
What is mortgage?A mortgage is a loan given by a bank or another financial organization to assist a borrower in buying a home. The actual house is used as security for the mortgage. In other words, if the borrower stops making regular loan payments and fails, the lender may sell the house to recuperate its losses.
A 30-, 20-, or 15-year mortgage loan is a common example of a long-term debt. You'll pay back both the amount you borrowed and the interest incurred on the loan within this time period (known as the loan's "term"). People borrow money to buy homes using mortgages as collateral. A bank or other lender will be your partner in obtaining a mortgage.
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which factor that influences value addresses the ease with which the property can be conveyed to another?
Location and accessibility are two factors that influence property values. They are connected, it's crucial to consider a structure location.
What is property values ?The process of formulating a value judgement for real property is known as property valuation. Contrary to corporate stocks, which are exchanged everyday and are identical, real estate transactions frequently require assessments because each property is unique and they happen seldom.
Demand and Supply for the good or service are determined by how much weight consumers currently and in the future attach to the four components of value (desire, utility, scarcity, and effective purchasing power).
Another important factor in valuation is the location. However, since real estate cannot be moved, its value is frequently affected by renovations or improvements made to the house. For example, appraisal reports are used as the foundation for mortgage loans, estate settlement, and taxation.
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a manufacturing company accumulates the following data on variable overhead: actual cost incurred: $61,000; budgeted variable overhead at hours used: $64,000; applied variable overhead: $60,000. the variable overhead efficiency variance is:
A manufacturing company accumulates the following data. The variable overhead efficiency variance is 4000 U.
Calculating the problem:applied variable overhead = $ 60,000
variable overhead variance = $ 64,000
the variable overhead efficiency variance = $ 64,000 - $ 60,000
= $ 4000
What Is effectiveness Variance?Effectiveness variance is the difference between the theoretical quantum of inputs needed to produce a unit of affair and the factual number of inputs used to produce the unit of affair. The anticipated inputs to produce the unit of affair are grounded on models or once gests .
What's overhead effectiveness variance?Variable outflow effectiveness variance refers to the difference between the true time it takes to manufacture a product and the time calculated for it, as well as the impact of that difference. It arises from friction in productive effectiveness.
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coffee vendors who operate small, drive-up coffee stands find it difficult to charge significantly higher prices than their many competitors do. what aspect of the coffee stand business makes raising prices difficult?
coffee vendors who operate small, drive-up coffee stands find it difficult to charge significantly higher prices than their many competitors do. its low barriers to entry for the coffee stand business making raising prices difficult
Barriers to entry are variables that prevent a startup from entering a specific market. As an entirety, they contain one of the five forces that decide the concentration of competition in an industry, such as industry rivalry, the bargaining control of buyers, the bargaining control of providers, and the threat of substitutes. The intensity of competition in a certain field decides the allure of a market, low intensity implies that the market is attractive. Factors included as obstructions to entry may be either innocent or deliberate.
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how can a manager use the communication skill of listening like a professional? group of answer choices to focus, maintain eye contact, and ask clarifying questions if thoughts wander, nod the head to appear to be paying attention formulate a response while the speaker is talking so a lull doesn't occur to remind senders of their responsibility to send an understandable message
Manager use the communication skill of listening like a professional to focus, maintain eye contact, and ask clarifying questions if thoughts wander.
Good communication skills are required to allow others and oneself to absorb information more effectively and quickly. In contrast, poor communication skills lead to frequent misunderstandings and professional. Great communicators choose their words carefully, understand their audience, and connect with them at the right time and place. You can master the abilities and learn how to be a successful communicator by using these ideas and practising frequently. Being able to communicate effectively is essential for being an effective instructor.
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in computing the consumer price index, a base year is chosen. which of the following statements about the base year is correct?
In computing the consumer price index, a base year is chosen. The correct answer is option c- The value of the consumer price index is always 100 in the base year.
How should a Price Index base year be chosen?
The year when an index is set to 100 is known as the base year. Indexes are employed while calculating macroeconomic figures like inflation or economic growth rates. The government's statistical agencies will select a basket of commodities and set its value to 100 for a base year in order to track price changes.
When comparing measurements of a commercial activity, economic, or financial index, a base year is used. For instance, 2016 is the base year or the first year in the specified time frame when calculating the inflation rate between 2016 and 2021.
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i sell shoes that cost $15 to make. i sell them for $100. what is my margin on price? group of answer choices 567% 85% 75% none of the above
The margin price percentage of the shoe is 567% when the selling price is $100 and the making price is $15.
Margin price:
Margin refers the the difference between the cost of an item and the price at which it is sold.
Given,
i sell shoes that cost $15 to make. i sell them for $100.
Here we need to find the margin price of the shoe.
The making cost = $15
Selling price = $100.
So, the profit = making cost - selling cost,
Then we apply the value then we get,
=> profit = 100 - 15
=> profit = 85.
When we convert this into percent then we get,
=> 85/15 x 100
=> 567%
Therefore, the margin price percentage is 567%.
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belinda wants to sign up for a streaming service to watch movies and other programs. after much thought, she decides to subscribe to netflix. shortly after having done so, belinda hears her friends talking about a great series they are watching on amazon prime. belinda now wonders whether she made the right decision. what part of consumer behavior does this represent?
Answer: Cognitive Dissonance
Explanation: This is the correct answer, I found it on Quizlet.
the natural level of output is the amount of real gdp produced a. when the economy is at the natural level of aggregate demand. b. when the economy is at the natural rate of unemployment. c. when the economy is at the natural level of investment. d. when there is no unemployment.
the natural level of output is the amount of real GDP produced when there is no unemployment. [ OPTION D]
What is Unemployment?It is a state when a person is willing to work and he/she is unable to find work to maintain his livelihood.Unemployment occurs when workers who want to work cannot find work.It is a condition when someone is willing and able to work, but there is no paid work. The unemployment rate is the percentage of the labor force that is unemployed. Therefore, to measure the unemployment rate, we need to identify the labor forceHigh unemployment indicates economic distress, while extremely low unemployment may indicate an overheated economy.Unemployment can be classified into frictional unemployment, cyclical unemployment, structural unemployment, and institutional unemployment.Unemployment data are collected and published by government agencies in a variety of ways.There are various types of unemployment such as:frictionalcyclicalstructuralseasonalinstitutional etc.Thus, option d is the correct answer.
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according to fair isaac corporation (fico), a personal bankruptcy can cause an immediate drop in your credit score of how many points?
Base The range of FICO Scores is 300 to 850. FICO Scores for several industries: For auto lenders and card issuers specifically, FICO develops auto scores and bankcard scores.
A FICO score is a credit rating/scoring methodology provided by Fair Isaac Corp. that prospective lenders can use to evaluate a borrower's credit worthiness and decide whether or not to extend credit. It is based on five different variables: payment history, credit card kinds utilized, degree of debt, length of credit history, and new credit accounts.
A borrower with a score of 650 or higher is considered a prime borrower, and the FICO score ranges from 300 to 800+.
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