Historically, there is a direct relationship between risk and expected return in the stock market. Higher-risk securities are priced to yield higher expected returns than lower-risk securities in financial markets dominated by risk-averse investors. The resulting positive relationship between risk and return is expressed by a simple equation.
The concept of the relationship between risk and return is described in investment theory. The risk-return relationship was the foundation of the Capital Model Asset Pricing Model (CAPM). CAPM defined an asset's expected return that is greater than the risk-free rate as being directly related to the non-diversifiable risk measured by beta.
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True or false?
You have created a great new smartphone app while working for apple. apple can sell this app to a third party.
You have created a great new smartphone app while working for apple. apple can sell this app to a third party. This statement is True.
Apple Inc. is an American multinational technology company specializing in consumer electronics, software, and online services, headquartered in Cupertino, California, USA. Apple is the largest technology company by revenue (totaling $365.8 billion in 2021), and as of June 2022, the world's largest company by market capitalization, the fourth largest PC vendor by unit sold, and the second largest mobile phone manufacturer. It is one of his big five IT companies in America, along with Alphabet, Amazon, Meta, and Microsoft.
Apple was founded by Steve Jobs, Steve Wozniak, and Ronald Wayne on April 1, 1976 as the Apple Computer Company to develop and sell Wozniak's Apple I personal computer. Founded in 1977 by Jobs and Wozniak as Apple Computer, Inc., the company's next computer, the Apple II, became a bestseller. Apple went public in the 1980s and quickly became a financial success.
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Pd is an example of which type of capital that can be possessed by an individual?
Pd is an example of cultural capital that can be possessed by an individual. A person can use their cultural capital to show their cultural competency and their social standing. Cultural capital is the collection of information, behaviors, and abilities.
An individual who is informed about a variety of cultures and is at ease debating their value and virtues the embodies cultural capital in this new definition. It is characterized by the knowledge and the ability to apply the proper information in any situation, including a job interview, a talk with a neighbor, creating a professional network, and so forth.
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An individual demonstrates which type of wellness when they establish a values system and carries out meaningful and constructive life goals?
An individual demonstrates Spiritual wellness when they establish a values system and carries out meaningful and constructive life goals.
The Wellness Triangle is a measure of the 3 principal categories that make contributions to typical fitness and well-being. The three same facets of the triangle represent the three same components that affect fitness: structural/physical, nutritional/chemical, and emotional/mental.
Spiritual health approaches having private values and beliefs and appearing compassionately according to those values: personal values and beliefs might also exchange at some point of the route of an entire life, taking form through the have an impact on relationships, activities, and private experiences.
Essentially, a lifestyle assessment helps a person be informed and proactive with their fitness. It teaches how lifestyle alternatives affect health effects. It additionally allows the medical doctor to be more informed about their patient's fitness and offers them the opportunity to create a movement plan.
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The ______ is required for any company or sole proprietorship that is engaged in the business of making or brokering consumer or commercial loans.
The Finance Lenders Law License (CFLL) is required for any company or sole proprietorship that is engaged in the business of making or brokering consumer or commercial loans.
A California Financing Law license may be granted as a broker, a finance lender, or as both a broker and a finance lender. Any person or business that conducts consumer or commercial lending activities, as well as any person or business that negotiates or acts in any capacity as a broker in connection with loans made by a finance lender, whether those loans are secured by residential or commercial real estate, personal property, or unsecured obligations, is required to obtain this license through NMLS.
According to the law, "any individual involved in the business of issuing consumer loans or making commercial loans" is a finance lender. A license for finance lenders exempts the licensee from the California Constitution's prohibition on usury.
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The __________ approaches her social world with practical knowledge, whereas the __________ approaches the world by using reasoning and questions to gain deeper insights.
The everyday actor approaches her social world with practical knowledge, whereas the social analyst approaches the world by using reasoning and questions to gain deeper insights.
A social media analyst is a person who always assesses your logo's owned statistics, campaign and content material performance and social listening statistics, and interprets all of it inevery day actionable business tips.
An analyst gathers, interprets, and makes use of complex records day-to-day to develop actionable steps as a way to improve strategies and optimize consequences. She or he assesses organization and client wishes, gets strong facts, and analyzes it, looking for telltale trends or areas for development.
Social Media Analyst collects and analyzes data day-to-day social media advertising campaigns. Assists groups in figuring out suitable social media channels for their specific enterprise needs, and tailors campaigns every day for the target audience.
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To transform information into ________, a firm must expend additional resources to discover patterns, rules, and contexts
To transform information into knowledge, a firm must expend additional resources to discover patterns, rules, and contexts.
An organized collection of people, processes, software program, databases, and devices used to create, shop, percentage, and use the business enterprise's knowledge and experience.
There are three main forms of knowledge management systems that aid you in enterprise understanding sharing and dealing with. they're information work systems, clever strategies, and enterprise-wide understanding of control systems.
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Those who make economic policy concerning price controls often do so in order to?
Answer:
establish a more equitable result based on normative judgements. In the market for personal computers and in the stock market: 1) supply and demand shifts change prices and quantities.
The activity of estimating total system project cost and comparing it to system value is called ________.
The activity of estimating total system project cost and comparing it to system value is called cost feasibility.
Project Cost is the total funds needed to complete the project or work that consists of a Direct Cost and an Indirect Cost. The Project Costs are any expenditures . Project Cost means the price payable to the Service Provider over the entire period of Agreement for the full and proper performance.
Project cost management is the process of estimating, budgeting, and controlling costs throughout the project life cycle, with the objective of keeping expenditures within the approved budget.
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What must be true about combinations of labor and capital along a given isoquant?
When there is a combination of labor and capital along a given isoquant they all must produce the same amount of output.
An isoquant in economics is a curve that, when plotted on a graph, indicates all the mixtures of two factors that produce a given output. Frequently used in manufacturing, with capital and labor as the 2 factors, isoquants can display the optimal combination of inputs that will produce the maximum output at a minimal price.
A production function describes the maximum output that can be done with any given combination of inputs. An isoquant identifies all of the different combinations of inputs that can be used to produce one particular level of output.
The least cost combination occurs when a company adjusts its employment of resources to minimize prices. The least cost combination is found in which the marginal product per dollar for all the resources a company employs is equal.
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When a firm produces a specific output level at a higher cost than the necessary cost for that level of output, it is called?
When a firm produces a specific output level at a higher cost than the necessary cost for that level of output, it is called: x-inefficiency.
What is x-inefficiency?X-inefficiency can be defined as the process in which a company or an organization cost of production is higher.
A company or an organization can be classified as x Inefficiency when their cost of production or average cost of production is on the high side and this may occur due to lack of competitors or lack of competition.
Therefore when a firm produces a specific output level at a higher cost than the necessary cost for that level of output, it is called x-inefficiency.
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Cake-a-licious, a large bakery business, purchased a wheat farm in order to reduce the risk associated with its dependency on flour. this is an example of _____.
A large bakery business, purchased a wheat farm in order to reduce the risk associated with its dependency on flour. this is an example of vertical integration.
Vertical integration is a way wherein a agency owns or controls its vendors, companies, or retail places to govern its rate or supply chain. Vertical integration advantages corporations with the aid of permitting them to manage the approach, lessen expenses, and improve efficiencies.
Vertical integration is a corporation technique that includes growth through streamlining operations. This takes place while one acquires a producer, supplier, supplier, distributor, or unique related enterprise corporation inside the identical employer.
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When discussing marital aggression, which is a stage the couple typically goes through?
An acute battering incident, the loving contrition stage, the tension-building stage except for the fight-or-flight stage.
What is tension-building stage?Tension-building stage, The abuser is argumentative and aggressive, yelling, criticizing, swearing, and making angry gestures. Coercion, threats, or minor fights may be used by the abuser at times.
These stages involve tension buildup, the abuse incident, reconciliation, and a time of quiet.
A severe beating episode—
When the tension reaches a breaking point, the physical violence begins. It is frequently triggered by the existence of an external event or by the emotional condition of the abuser—but not by the victim's behavior. This indicates that the beginning of the battering episode is unpredictable and outside of the victim's control.
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In one paragraph, describe how the change may specifically address the distribution of products to your persona.
Change may address the distribution of products to your personelle through storefront locations or through online channels.
What is distribution channel?Distribution channel simply refers to a chain of businesses or intermediaries through which the final buyer purchases a good or service.
However, some members of the distribution channel are as follows:
WholesalersRetailersDistributorsSo therefore, change may address the distribution of products to your personelle through storefront locations or online channels.
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A movement along the phillips curve shows that the unemployment rate and inflation rate are.
The Phillips curve relates the rate of inflation with the rate of unemployment. The Phillips curve argues that unemployment and inflation are inversely related: as levels of unemployment decrease, inflation increases. The relationship, however, is not linear.
What is the relationship between inflation and unemployment shown by the Phillips curve?
The Phillips curve states that inflation and unemployment have an inverse relationship. Higher inflation is associated with lower unemployment and vice versa. The Phillips curve was a concept used to guide macroeconomic policy in the 20th century, but was called into question by the stagflation of the 1970's.
Phillips curve :
graphic representation of the economic relationship between the rate of unemployment (or the rate of change of unemployment) and the rate of change of money wages. Named for economist A. William Phillips, it indicates that wages tend to rise faster when unemployment is low.
Inflation rates :
inflation, in economics, collective increases in the supply of money, in money incomes, or in prices. Inflation is generally thought of as an inordinate rise in the general level of prices.
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Barrier islands make __________ sites for real estate development because __________. Group of answer choices good; they are made of rock and are quite stable good; they provide excellent scenery poor; they are unstable and often mobile poor; they can be overrun by storm surges poor; they are unstable and often mobile; poor; they can be overrun by storm surges
Barrier islands make poor sites for real estate development because they can be overrun by storms. Barrier islands are exceptionally flat or lumpy coastal landforms and a type of dune system. areas of sand that form parallel to the mainland coast due to wave and tidal action.
Barrier islands are usually found in groups of several islands, ranging from a few to more than a dozen. They change with storms and other action, but they absorb energy, protect coastlines, and create areas of protected waters where wetlands can thrive. Barrier islands can stretch for more than a hundred kilometers.
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For countries participating in a regional trading agreement, what makes this type of agreement significant to the countries involved?
For countries participating in a regional trading agreement, the type of agreement signed by the countries involved is to eliminate barriers to the movement of labor, goods, and capital across those countries involved in it.
A pact that is signed by two or more nations to promote the unrestricted flow of goods and services across their boundaries is referred to as a regional trading agreement.
The pact includes internal regulations that the member nations abide by among themselves. There are external regulations in place that the members abide by when interacting with non-member nations.
Trade agreements provide benefits to member nations, primarily in the form of increased job possibilities, decreased unemployment rates, and expanded market prospects.
Additionally, because investment guarantees are frequently included in trade agreements, investors who want to put money into developing nations are shielded from political risk.
Businesses in member nations have more incentives to expand into new markets because of the favorable trading circumstances brought about by the policies adopted.
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What is the proper form to use if the buyer wants to ask the seller to leave the free standing bookcase for a small amount of money?
Non-Realty Items Addendum should be used if the buyer wants to ask the seller to leave the free-standing bookcase for a small amount of money.
An addendum is an extra document that receives brought to the acquisition and sale agreement. The file will encompass any extra information or requests that the client did now not place into the authentic purchase and sale agreement.
This Addendum is used if the events need to feature additional items of personal belongings which might be to live with the assets that are not already listed in paragraphs 2B or 2C of the purchase contract.
An addendum is used to make clear and add matters that were not to start with a part of the authentic contract or agreement. think about addendums as additions to the original settlement (as an example, adding a cut-off date in which none existed in the original version).
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This business impact analysis (bia) is developed as part of the contingency planning process for the:__________
This business impact analysis (bia) is developed as part of the contingency planning process for the recovery strategies.
A business impact analysis (BIA) predicts the consequences of disruption of an enterprise characteristic and method and gathers statistics to broaden restoration strategies.
The BIA process focuses on the results or consequences of an interruption to critical business functions and attempts to quantify the financial and non-financial costs related to the disaster. The BIA identifies and analyzes the components of the organization which is maximum vital.
A business impact evaluation (BIA) is the system of figuring out the criticality of business activities and related useful resource necessities to make sure operational resilience and continuity of operations in the course of and after a business disruption.
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Today, benefit and service offerings add nearly _________ to an organization payroll costs
Today, benefit and service offerings add nearly 40% to an organization's payroll costs.
Employee benefits are indirect financial payments given to personnel. they will include supplementary fitness and lifestyles insurance, vacation, pension plans, education plans, and reductions. three mandatory benefits (CPP/QPP, RI, and workers compensation) account for over 50% of the organization's part of benefits.
It includes salaries, wages and social protection contribution (i.e. health insurance), paid leaves, earnings sharing and bonus, es and non-monetary advantages like automobiles, unfastened scientific facilities, free or backed items, free or subsidized lunch, etc.
Employee benefits are also known as perks or fringe benefits. this is the greater pay given to the personnel over the month-to-month salaries and wages. a few examples of worker benefits are medical health insurance, stock alternatives and medical insurance; these are a few basic blessings presented to employees.
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The __________ provides for a temporarily reduced initial rate in adjustable rate mortgages.
The Teaser Rate provides for a temporarily reduced initial rate in Adjustable Rate Mortgages.
A teaser rate generally refers to an introductory rate charged on a credit product. Credits cards may charge borrowers an introductory rate of 0%. Adjustable rate mortgages (ARMs) are also known for charging a low initial rate that helps entice borrowers. Teaser rates may also serve to increase the marketability of ARMs over traditional mortgages.
A teaser rate generally refers to an introductory rate charged on a credit product. Credits cards and adjustable rate mortgages (ARMs) are both known for charging a low initial rate that helps entice borrowers. Lenders and informal lenders may include teaser rates in credit product prequalification marketing as a way of adding an incentive for new customers.
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What do you understand by Ranger?
Answer:
A ranger is a person who takes care of a park or piece of land.
Explanation:
Is there a story or reading that you would like to request support with that concerns the word Ranger?
Which type of satisfaction describes whether an employee is satisfied with aspects such as pay, benifits, and job tasks?
Cognitive job satisfaction measures how satisfied employees are with certain aspects of their work, such as: B. Wages, Working Hours, or Social Security.
Job satisfaction is defined as an employee's satisfaction with their job. This goes beyond day-to-day operations and covers satisfaction with team her members/managers, satisfaction with company policies, and the impact their work has on employees' personal lives.
There are two levels of job satisfaction: effective job satisfaction and cognitive job satisfaction. Effective job satisfaction refers to an individual's overall emotional response to work. Cognitive job satisfaction measures how satisfied a person is with their job.
Job satisfaction measures how satisfied, comfortable, or content a person is with their job. It is the pleasant or positive emotional state that results from evaluating one's work and work experience.
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A new product costs $.84 each to manufacture and $.52 each to market. if 50,000 will be sold, what must the price of each product be to provide a profit of 15 percent of the price?
The price of each product to provide a profit of 15 percent of the price will be $1.6
Given,Cost = $0.84 to manufacture
Cost = $0.52 to market
To get 15% of the price let the selling price be x
So,50000*(y-(0.84+0.52) ) = 50000*(.15)*y
y-1.36 = 0.15y
0.85y = 1.36
y = 1.36/0.85 = $1.6
Answer is $1.6
For businesses, profit is the positive financial gain remaining after all costs, taxes, and expenses have been deducted from total sales. A business owner will either apportion profits or reinvest them back into their company.
There are four levels of profit or profit margins: gross profit, operating profit, pre-tax profit, and net profit.
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Which lot-sizing technique should be used if the process has a low-cost setup? part 2 a. economic order quantity b. wagner-whitin c. periodic order quantity d. lot-for-lot
(D) Lot-for-lot lot-sizing technique should be used if the process has a low-cost setup.
What is lot-for-lot lot-sizing technique?The lot size is the process of unifying the calculated net requirements by a specific unit while taking cost reduction and work efficiency into account. There are two forms of lot sizing: one that unifies in terms of time and another that unifies in terms of quantity.Lot-for-lot lot-sizing technique is a method of lot sizing in which the net requirements for each period are the quantity of order. This strategy is usually used for pricey commodities and items with sporadic demand.If the process has a low-cost setup, the lot-for-lot lot-sizing technique should be applied.Therefore, (D) the lot-for-lot lot-sizing technique should be used if the process has a low-cost setup.
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A financial company to which businesses sell their accounts receivable, usually for a percentage of the total face value, is a(n):______.
A financial company to which businesses sell their accounts receivable, usually for a percentage of the total face value, is a factor. Financial firms include banks, trust companies, accredited community development financial institutions, savings and loan associations.
Any company that CROCI Valuation Group considers to be a financial and is as result subject to CROCI company model for financials is referred to as financial company. It is a type of financial company that offers credit for the purchase of accounts receivable and services for consumers by either buying time-sales contracts of retailers or by making small loans directly to customers.
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Which method of estimating bad debts is required by gaap when the amount of bad debt is material?
For financial reporting purposes, the allowance approach is necessary when bad debts are significant. It has three crucial characteristics During the same accounting period that sales occurred, uncollectible accounts receivable are estimated and compared to sales.
The allowance technique is setting aside a reserve for anticipated future bad debts. The reserve is calculated as a percentage of the sales made during a reporting period, with the percentage of sales possibly being adjusted for client risk.
How much cash a company should set aside for potential future bad or unrecoverable customer debt is determined using the allowance technique. It takes into account the price of the losses a business anticipates from giving customers credit.
It multiplies the accounts receivable by the relevant percentage for the aging period, puts those two sums together, and uses that result to estimate the allowance for dubious accounts.
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If the aunt's offer to her niece was held to be valid, it would be an offer for what type of contract?
It would be A unilateral contract.
In a unilateral agreement, there's a specific provision that a charge is made simplest via a party's performance. some other example of unilateral settlement is a reward or a contest. In a unilateral settlement, the offeror may also revoke the provide earlier than the offeree's performance starts. generally, the revocation desires to be expressed.
A unilateral settlement is an agreement that is one-sided; in different words, one man or woman makes a promise to do something while the opposite does now not take motion without delay. instead, the other birthday party will act in destiny. Examples of unilateral contracts consist of contests. Take a consuming contest, for example.
An example of a unilateral contract is an insurance coverage contract, that's typically in part unilateral. In a unilateral settlement, the offeror is the best party with a contractual obligation. Unilateral contracts are typically one-sided.
Unilateral contracts require one party to make a promise. The settlement isn't always entire until a person plays it. Bilateral contracts, however, require at the least human beings to make guarantees to every other, consisting of while you rent a condo. these promises require every birthday party to carry out their part of the contract.
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A savigns account earns 4 percent. if the saver is in a 28 percentt ax bracket, the aftert tax savinggs rate of rreturn would be:_____.
A savings account earns 4 percent. if the saver is in a 28 percent ax bracket, the after-tax savings rate of return would be 2.88%.
1.0 - 0.28 = 0.72; 0.04 ×0.72 = .0288 = 2.88%
A savings account is a government-guaranteed financial product that allows you to grow your money. The best savings accounts have a high annualized rate of return (APY). The higher your APY, the more money you can make over time. Save 50% or more for the biggest career and life opportunities (learn more about magic savings rate breakpoints here).
As a rule of thumb, save at least 20-25% of your after-tax income, not other goals. Save 50% or more for the biggest chance in your career and life (learn more about Magic Savings Rate breakpoints here).
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In a(n)____, one company, or even a small group of cooperating companies has control of the supply of a product or service.
In acquisition, one company, or even a small group of cooperating companies has control of the supply of a product or service.
The term mergers and acquisitions (M&A) refers to business transactions where the ownership of corporations, other businesses, or their operating units is transferred or combined with another entity.
M&A can help businesses expand or contract, change the character of their operations, or improve their competitive position as a component of strategic management.
Legally speaking, an acquisition is when one entity buys the stock, equity interests, or assets of another business. A merger, on the other hand, is the legal fusion of two entities into one.
From a business and economic perspective, these kinds of transactions typically lead to the consolidation of assets and liabilities into a single organization.
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If a monopolistically competitive firm's demand curve is shifting to the left, it will stop when?
If a monopolistically competitive firm's demand curve is shifting to the left, it will stop when: firms stop entering the industry
This is further explained below.
What is the industry?Generally, An industry is a set of firms that are considered to be in some way comparable due to the principal commercial activity that they engage in. There are hundreds of different ways to classify industries in contemporary economies. The various kinds of businesses are often organized into broader groups that are referred to as sectors.
In conclusion, If a monopolistically competitive company's demand curve is migrating to the left, it will cease doing so when the following occurs: businesses stop joining the industry.
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