The amount the insurance will be paying is $5,000
Deductible approach, while you buy an auto insurance policy, have to pay out-of-pocket inside the occasion of an twist of fate. as an example, if your deductible is $500 and also you’re in an twist of fate that causes $5,000 in damage for your vehicle, you pay $500 and the coverage agency can pay the final $4,500.
Collision/complete insurance pays an amount as much as the real cash cost of your automobile to either repair it or replace it as an instance, if your automobile is well worth $five,000 on the time of the accident, you are blanketed as much as $5,000. If the damage exceeds $5,000, the coverage company declares your automobile a total loss and will pay $5,000.
Deductible is the quantity you may pay out of pocket on a declare before the insurance cash kicks in. You choose the quantity of your deductible whilst you purchase your car coverage coverage. And if your circumstances change, you may trade your deductible quantity.
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What are some of the reasons that foreign manufacturers of products as diverse as automobiles, cell phones, and tires might arrive at the same conclusion to build plants in the united states?
Some of the reasons that foreign manufacturers of products as diverse as automobiles..in the united states are transportation costs and exchange rates.
This is further explained below.
What is transportation?Generally, The term "transportation" refers to the act of moving products and people from one location to another, as well as the many modes of conveyance that make this possible.
In conclusion, Transportation expenses and currency exchange rates are two of the factors that influence the decision of international companies to manufacture goods (including vehicles) in the United States.
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An extended period of little or no growth in gdp, wages, and prices is a period of?
An extended period of little or no growth in GDP, wages, and prices is a period of stagnation.
When real economic growth is less than 2% annually it is considered stagnation. Stagnation is a prolonged period of little or no growth in an economy. This no growth economic period affects various sectors of the economy such as GDP, wages, prices etc.
Stagnation can occur as a temporary condition, such as a growth recession or temporary economic shock. Stagnation is a situation which occurs within an economy when total output is either flat, declining, or growing slowly.
Hence, stagnation in economy can occur due to a number of causes.
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Which stage of the product life cycle should focus on achieving minimum cost per unit delivery?
The growth stage of the product life cycle should focus on achieving minimum cost per unit delivery.
During the growth stage, consumers have accepted the product in the market and customers are starting to absolutely buy in. That means to call for and profits are growing, optimistically at a progressively fast pace. The growth stage is whilst the market for the product is increasing and competition begins developing.
The product life cycle is the development of a product via 5 distinct tiers—development, creation, growth, maturity, and decline. The concept became developed using German economist Theodore Levitt, who published his Product life Cycle version in the Harvard business review in 1965. We still use this model today.
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The bank reconciliation uncovered a transposition error in the books. This is an example of a?
The bank reconciliation uncovered a transposition error in the books is called detective control.
A bank reconciliation is the technique of matching the balances in an entity's accounting information for a coins account to the corresponding data on a bank declaration. The goal of this method is to envision the variations between the two, and to book adjustments to the accounting facts as appropriate.
There are five essential kinds of account reconciliation: bank reconciliation, consumer reconciliation, vendor reconciliation, inter-organization reconciliation and enterprise-precise reconciliation.
A financial institution reconciliation may be notion of as a components. The components is coins account stability in keeping with your records, plus or minus reconciling items, bank announcement balance. when you have this method in balance, your bank reconciliation is entire.
Disclaimer: your question is incomplete,please see below for complete question
The bank reconciliation uncovered a transposition error in the books. This is an example of a
a. preventive control
b. detective control
c. corrective control
d. none of the above
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Suppose the total fixed cost of a firm is $500, the total variable cost is $200, and the output produced is 5 units. the average fixed cost of the firm is ______. multiple choice question.
Suppose the total fixed cost of a firm is $500, the total variable cost is $200, and the output produced is 5 units. the average fixed cost of the firm is $100. multiple choice question.
Total fixed costs are the sum of all constant non-variable costs that a company has to pay. A company rents office space for $10,000 per month, leases machinery for $5,000 per month, and his monthly utility bills are $1,000. In this case, the company's total fixed costs are $16,000.
Subtract the variable cost multiplied by the number of units produced from the total cost of production. This will give you the total fixed cost.
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Other things the same, as the price level decreases it induces greater spending on.
Other things being equal, as the price level falls, it induces greater spending, net exports like investment.
What happens when prices decrease?In the economy, the decrease in the prices of goods and products generates a consequent increase in the purchasing power of consumers, who spend more money and increase the aggregate demand curve.
There is also greater spending on exports and on investment, as lower prices attract more consumers, lowering the market's equilibrium interest rate.
When the price level decreases, the phenomenon of deflation occurs, which in the long term can cause a series of negative events for a country's economy, such as the triggering of a market crisis, which can lead to the closure of industries. , unemployment, and reduced income of individuals.
An example of deflation is the recession of 1929, with the fall of the New York Stock Exchange, which had several negative consequences for the American economy.
Therefore, deflation can be caused by an economic crisis that forces companies to reduce the prices of their goods and services, a situation that must be avoided through economic equilibrium and price increases in a controlled and periodic manner.
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The most striking difference between intellectual property (IP) and other types of physical property is that
The most striking difference between intellectual property (IP) and other types of physical property is that IP is intangible.
P stands for "psychological," and examples include inventions, creative works, computer programmes, and logos.
By using trade names, patents, designs, copyright, plant variety rights, or geographical indicators, they can be legally protected.
Trademarks, patents, and designs are examples of IP kinds that can be registered, but copyright is an example of IP that is automatically protected once it is established.
A subset of intangible assets (IA), which differ from physical assets like machinery in that they are not physical, is intellectual property.
Brand recognition, software codes, and goodwill are a few examples of non-IP intangible assets.
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If the firms, chipco and dramco, represented by the payoff matrix decided to collude to reach a common strategy, which strategy would they jointly pursue?
Chipco and Dramco will jointly pursue a National strategy.
What is National strategy?National Strategies or Activity Plans are strategic plans developed by governments to steer action, and typically resource allocation, over a predetermined time period and toward the achievement of a policy objective.The art and science of building and employing a nation's diplomatic, economic, and informational powers, in conjunction with its armed forces, to secure national objectives during peace and conflict. Also known as a grand strategy or national security strategy.Strategic planning is crucial because it challenges government bureaucracy to think creatively about how the world works and what the nation is capable of doing. Strategic planning provides leaders with the opportunity to establish priorities and align varied talents to broad goals.Therefore, Chipco and Dramco will jointly pursue a National strategy.
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Suppose that political upheaval in argentina has sparked rampant inflation. a. explain how this unexpected inflation would impact the following groups: i. retirees living on fixed monthly pensions ii. banks with many outstanding loans that are being repaid at fixed interest rates
All consumers including banks, even retirees, are directly impacted by inflation in terms of their income, savings, and spending.
How Inflation affects retirees?
When determining whether to boost the qualified retirement plan contribution limits or the monthly Social Security benefits, the federal government utilizes inflation as a baseline.Pensions, on the other hand, may or may not increase in value with inflation, and private businesses frequently have internal guidelines for how and when to make cost-of-living adjustments.The main worry for retirees is how inflation would influence their ability to spend their money on essentials like healthcare, travel, and recreation, all of which are expected to be more expensive during inflationary periods.To guard against rising prices, retirees can diversify their sources of income, manage their savings, and make prudent spending decisions.How will inflation impact banks?
Central banks, including the Federal Reserve, may raise interest rates in an effort to reduce inflation if it is rising while the economy is expanding. Consumer borrowing may slow down as a result of higher interest rates as they take out fewer loans.
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According to information gathered in 2013, the reported total savings and investments across all ages of workers indicated that most people have saved _____ for retirement
According to information gathered in 2013, the reported total savings and investments across all ages of workers indicated that most people have saved less than 10,000 for retirement.
The safest way to invest your pension assets is a low-risk investment and savings opportunities with guaranteed growth. Low-risk investment and savings options include annuities, savings accounts, CDs, government bonds, and money market accounts. Of these, fixed annuities usually offer the best interest rates.
Social Security benefits are the most important source of lifetime income for many of today's retirees. Social Security benefits can start at age 62 or be deferred until age 70, but the monthly amount you receive depends on your retirement age.
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When two or more firms join together to reach a specific target market through a sweepstakes, coupon, or other promotion, this is known as:________
When two or more firms join together to reach a specific target market through a sweepstakes, coupon, or other promotion, this is known as cross-promotion.
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Applying the concept of marginal costs, how would you, as a business owner, decide how much to produce?.
To calculate marginal cost, divide the change in production costs by the change in quantity. The purpose of analyzing marginal cost is to determine at what point an organization can achieve economies of scale to optimize production and overall operations.
What is marginal cost?The marginal cost in economics is the change in total cost that occurs when the quantity produced is increased, or the cost of producing additional quantity.
According to the law of declining marginal utility, as consumption increases, the marginal utility obtained from each extra unit decreases.
Marginal cost is an important concept in economic theory because a corporation seeking to maximise profits will produce until marginal cost (MC) equals marginal revenue (MR) (MR). After then, the cost of creating an additional item will outweigh the money generated.
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Describe how changes in expected inflation impact an economy in the wake of a temporary negative supply shock
Negative shocks reduce production and increase unemployment. Positive shocks increase production and reduce unemployment.
Unexpected change moving SRAS. A positive supply shock increases SRAS, whereas a negative supply shock decreases SRAS. A combination of slowing overall economic output (declining) and rising price levels (inflation). Stagnation occurs when SRAS decreases.
A negative supply shock leads to an increase in the natural rate of interest. If real interest rates are not adjusted, there will be excess demand in the labor market. t = 0 unless the real interest rate is adjusted. Then we move into an economy where the market is imperfect.
A supply shock is an unexpected event in which the supply of a product or commodity changes, causing a sudden change in price. A positive supply shock increases output and decreases prices, while a negative supply shock decreases output and increases prices.
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Expatriates who are citizens of an employer's home country and residing and working in another nation are called _____
Expatriates who are citizens of an employer's home country and residing and working in another nation are called parent-country nationals.
A Parent Country National or PCN is an employee who works in a country other than their country of origin. They are also called "ex-pats" or "expatriates".
Parent Country National or Home Country National – A permanent resident of the country where the company is headquartered. Host Country Citizen – A permanent resident of the country in which we have our place of business.Benefits: Offer opportunities for promotion and advancement to local people, increasing their engagement and motivation. Disadvantages: Lack of opportunities for international and cross-cultural experience for homegrown citizens.
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What are tasks performed by people that customers will buy to satisfy a want or need?
a. production
b. systems
c. services
d. goods
What are tasks performed by people that customers will buy to satisfy a want or needs production.
Production is the process of combining various tangible and intangible inputs to produce something for consumption. It is the act of creating an output, goods, or services that are of value and contribute to an individual's benefit.
Manufacturing is the process of producing or producing goods or products from raw materials or parts. In other words, production takes inputs and uses them to create outputs suitable for consumption, i.e. goods or products of value to the end-user or customer.
An example of production is the manufacture of furniture. An example of production is harvesting corn for food. An example of production is corn production.
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Which type of employee is most likely to report ethical issues in the workplace?
Executives are the employee is most likely to report ethical issues in the workplace.
A business executive is a person responsible for running an organization, although the exact nature of the role varies from organization to organization. A manager runs a company or an authority. They create plans that support the growth of the organization.
A manager is defined as a person with management or supervisory authority within an organization. As such, many companies consider executive positions to be senior positions, but all senior positions are senior positions.
officers are responsible for the organization. Create and review company goals. Work closely with a team of managers and assistants. This team can develop both long-term and short-term plans to achieve these goals.
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What percentage of the u.s. gross national product is accounted for by healthcare costs?
The U.S. spends a higher percentage of its GDP on healthcare than any other country (16-17% of GDP).
GDP on HealthcareThe National Health Expenditure Accounts (NHEA) are the official calculations of total health care spending in the U.S. Dating back to 1960, the NHEA measures annual United States expenses for health care goods and services, public health activities, government management, the net cost of health insurance, and asset related to health care. The information is presented by type of assistance, sources of funding, and type of sponsor.
U.S. health care spending rose 9.7 percent in 2020, acquiring $4.1 trillion or $12,530 per person. As a percentage of the nation's Gross Domestic Product, health expenditure accounted for 19.7 percent.
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Question 5 of 12 An insured and his wife are both involved in a head-on collision. The husband dies instantly, and the wife dies 15 days later. The company pays the death benefit to the estate of the insured. This indicates that the life insurance policy had what provision?
An insured and his wife are both involved in a head-on collision. The husband dies instantly, and the wife dies 15 days later. The company pays the death benefit to the estate of the insured. This indicates that the life insurance policy had they were in the room alone
This is further explained below.
What is an insurance policy?Both the insured person and his wife are engaged in an accident that occurs head-on. The husband passes away in an instant, and the wife follows him in passing 15 days later. The death benefit is paid out by the firm to the estate of the covered person. This suggests that the life insurance coverage would not have paid out if they were alone in the room.
In conclusion, A legal relationship exists between an insurance firm, often known as the insurer, and the person(s), business, or entity that is being covered under the terms of an insurance policy (the insured). Reading your policy gives you the ability to check that it satisfies your requirements and ensures that you comprehend both your duties and those of the insurance business in the event of a loss.
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Today you want to endow a scholarship that will pay $ per year forever, starting years from now. if the school's endowment discount rate is %, what amount must you donate to endow the scholarship?
You want to award a scholarship that pays $12,000 annually from one year to forever. If the school's basic deduction rate is 8%.
First, divide the future cash flow (FV) value by the present value (PV). Then multiply the amount obtained in the previous step by the reciprocal of the number of years (n). Finally, subtract 1 from the value to calculate the discount rate.
The term 'discount rate' is used when considering an amount to be received in the future and calculating its present value. The word "discount" means "to deduct a certain amount". Subtract the discount rate from the future monetary value to determine the present value.
For example, $100 invested today in a savings plan that offers 10% interest increases to $110. In other words, $110 (future value) discounted at a 10% interest rate is worth $100 (present value) today.
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If you say $4500 at an interest rate of 13% per year, how much will you have at the end of seven years
Explanation:
I think it might be 5455$
In the loanable funds market, an increase in government borrowing will most likely:_________
In the loanable funds market, an increase in government borrowing will most likely decrease bond prices and increase interest rates.
What is the impact of an increase in government borrowing?
The loanable funds market is a market where the exchange of loanable funds take place. Interest rate can be described as the cost of borrowing. It is the amount a lender demands from the borrower for use of her funds.
When government borrowing increases, there would be a rise in interest rate. This is because the demand for loanable funds is rising faster than the supply. This concept is known as crowding out. Due to the high interest rate, private individuals would be discouraged from borrowing. Thus, the supply of loanable funds would exceed the demand for loanable funds.
Here are the options:
A. decrease bond prices and increase interest rates.
B. decrease both bond prices and interest rates.
C. increase bond prices and decrease interest rates.
D. increase both bond prices and interest rates.
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When arranging an informational report to shows the steps in a process, which type of organization is being followed?
Sequence organization is followed when arranging an informational report to show the steps in a process.
A sequential pattern of business enterprise is just like a chronological sample, however, arranges facts in line with a step-by way of-step collection that describes a selected technique. the use of a sequential pattern, each predominant segment of statistics represents a major step that one might comply with inside the real technique.
The organizational pattern is a process that assists in structuring and organizing your thoughts, mind, speech as well as a presentation for premiere effect. The link between effective conversation and logical enterprise needs to be cozy for the only one who is sending and the one who's at receiving end.
Those five simple organizational patterns (sequence, description, cause and effect, compare and contrast, and problem and solution) might also help you take into account how to prepare your essay or tale. The sequence makes use of time or spatial order because of the organizing structure.
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What must be true for a local law enforcement officer or abc agent to inspect an establishment that serves alcohol?.
Laws governing their production, importation, sale, possession, and usage are enforced by law enforcement agencies. State and municipal law enforcement authorities are responsible for enforcing alcohol-related legislation.
What is Alcoholic Beverage Control Authority (ABC)?An Alcoholic Beverage Control Authority (ABC) is responsible for enforcing ABC legislation, with a focus on promoting public safety by establishing a well-organized, controlled system for easy sales and responsible alcohol consumption.
Officers from the alcohol enforcement division are on hand to respond to inquiries and provide knowledge. These agents/officers are entitled to inspect establishments with ABC permits in the following ways:
they may inspect all areas of the licensed premises; they may take such a enforcement action for unlawful activities mostly on licensed premises, for example but not largely confined to issuing law breaker citations and administrative violations; and they may inspect the permittee's books and records.Any sworn law enforcement personnel (peace officers) with the authority to make arrests include cops, deputy sheriffs, and ABC Agents.
Therefore, laws governing their production, importation, sale, possession, and usage are enforced by law enforcement agencies. State and municipal law enforcement authorities are responsible for enforcing alcohol-related legislation.
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What are the broad categories of commercial banks in the united states? group of answer choices
There are two broad categories of commercial banks in the United States which are- state and national.
A commercial bank refers to a financial institution which performs the functions of accepting deposits from the general public, giving loans for with the purpose of earning profit on it, and it provides various other benefits to its customers.
In the United States, there are two broad categories of commercial banks which comes under state and national banks. Thus, these banks are whether belonging to public sector banks, private sector banks or foreign banks.
Hence, the answer is given and explained above.
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John is a journalist. he went to a product demonstration for a new computer. some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. which two statements in the excerpt are persuasive rather than informative?
To find the persuading sentences:
The following are the two persuading sentences: "This is something no other computer can do at present. This is the best buy on the market." These two phrases push buyers to buy, or at the very least want to buy, the thing. The remaining sentences merely inform customers but are not decisive or directly decisive in the buyer's decision-making.Therefore, the two persuading sentences have been shown.
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The complete question is given below:
John is a journalist. He went to a product demonstration for a new computer. Some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. Which two statements in the excerpt are persuasive rather than informative?
"At the latest launch by the computer manufacturer Mintel Corporation, they demonstrated the latest smart technology in their new computer. The computer has voice recognition software that can adapt the user’s experience to his or her preferences. This is something no other computer can do at present. The computer also has touchscreen technology, is loaded with the latest apps, and comes with a free year’s subscription to Adobe Photoshop. This is the best buy on the market."
Herbert kelman identified two forms of commitment. they are __________ and __________
Answer:
identification; internalization
Herbert Kelman identified two forms of commitment known as "compliance" and "identification". These forms of commitment are related to different motivations and levels of engagement in a particular behavior or belief.
Compliance: Compliance refers to a form of commitment that is driven primarily by external factors such as rewards, punishments, or social pressure. In this case, individuals may comply with a request or engage in a behavior because they feel obligated or fear negative consequences if they do not comply. Compliance often stems from a desire to meet external expectations or avoid conflict.
Identification: Identification, on the other hand, is a form of commitment that arises from a sense of personal connection, identification, or alignment with a particular group or belief. When individuals identify with a group or a cause, they are more likely to voluntarily adopt the behaviors and values associated with that group. Identification reflects a deeper internalization of beliefs and values and is driven by the desire for self-consistency and a sense of belonging.
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When merging two organizations, a separation strategy is most commonly applied when:_______.
When merging two organizations, a separation strategy is most commonly applied when the two organizations are operating in unrelated industries.
A bicultural audit has revealed that both the companies have very similar cultures. The acquired firm's culture doesn't work well , in relation to the culture of the acquiring firm does work.
Both companies have relatively weak cultures which are generally ineffective. One company which has an effective culture, when the culture of that company will be applied to them employees at the other company would embrace to it which will lead to huge problems.
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The amount of foreign currency required to purchase one u.s. dollar is called the ______ exchange rate.
The amount of foreign currency required to purchase one U.S. dollar is called the indirect exchange rate.
What is exchange rate?
The exchange rate is the amount of foreign currency that is equivalent to one unit of the local currency.
In this case, the local currency is the current in force in the local economy, the same U.S. dollar is the local currency of the U.S economy.
What is indirect exchange rate?
The indirect exchange rate is the foreign currency equivalence of the local currency, for instance, let's assume the dollar is exchanged for 1.20 Pound Sterling, the 1.20 Pound Sterling is the indirect exchange rate of one dollar since the dollar is not expressed in its own currency, but a foreign currency amount.
Overall, the missing word, in this case, is indirect, which means that the definition given fits perfectly for the indirect exchange rate
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Apple's use of the professional r&d laboratory ideo to create the first computer mouse is an example of______ innovation.
Apple's use of the professional r&d laboratory idea to create the first computer mouse is an example of product innovation.
There are four types of products: consumer goods, general-purpose goods, specialty goods, and non-demand goods, based on consumer preferences, prices, and product characteristics. Let's take a closer look at each.
His strategy is to create interest in a particular product or brand without directly promoting the brand. He also increases brand awareness and provides valuable information to customers. Example: A dog shampoo company regularly posts blogs to offer its customer's dog grooming tips. Related:
A service is an intangible activity or benefit provided by an organization to meet consumer needs in exchange for money or other value, such as product innovation.
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1. Please reflect on how the money multiplier concept can be an important tool of both expansionary as well as contractionary monetary policy for any central bank such as the U.S. Federal Reserve Bank?
2. The Federal Reserve Bank lowered the required reserve ratio to 0% across the board in 2020. Explain the potential reasoning behind this lowering to 0% and its intended effect on the economy.
The money multiplier concept uses three key actions that is done by the Fed so as they can widen the economy and these includes the use of a decreased discount rate, the buying government securities, and also by lowering reserve ratio.
What is expansionary and contractionary monetary policy?A monetary policy that is known to be that which helps to lowers interest rates and influence borrowing is called an expansionary monetary policy or one can say a loose monetary policy.
Also, a monetary policy that tends to bring up interest rates and lowers borrowing in any economy is known to be a contractionary monetary policy and also called tight monetary policy.
Thee potential reasoning behind this lowering to 0% and its intended effect on the economy?Note that Expansionary monetary policy aims to increases the money supply while Contractionary monetary policy aims lower the money supply.
Therefore, the use of lower rates of economic growth is one that tens to give more likelihood or chance for the shift to renewable energy. It also leads to more saving, and investing.
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