While on a call with an emotional customer, the credit card they provide to purchase your service is declined by your system. They become even more agitated and swear it has the necessary funds. What would you do?

1. Advise the customer of the declined card and suggest they call back when they get things figured out so you can help them right away.

2. Advise the customer of the declined card and apologize for the issue then ask if they have another card or a family member that can assist with the payment.

3. Explain to the customer that their card was declined and ask them if they'd like you to try again using different card.

Answers

Answer 1

When the credit card provided by the customer gets decline then  advise the customer of the declined card and apologize for the issue then ask if they have another card or a family member that can assist with the payment.

In many instances the purchaser could be as mystified by the decline credit  cards.The perfect element to do in the ones conditions is to really request a different form of payment through another credit card, an debit from the consumer's financial institution account, a test, or even cash.The upper threshold of costs you could placed on the cardboard. it is your bank's way of announcing you can not borrow any extra cash until you are making a fee.

It is essential to remember that a decline reaction means the card company is unable or unwilling to offer an authorization on the cardholder's account. It does no longer mean that there has been an blunders running the transaction. Card issuers decline transactions for plenty exclusive motives

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Related Questions

_________ are industry-specific factors that separate one strategic group from another.

Answers

Answer: Mobility Barriers

Explanation:

Mobility Barriers are industry-specific factors that separate one strategic group from another.

You earn $1800 working at a summer job. You decide to put it into an account and leave it there for four years while you are in college. The principal will earn 2.25% simple interest. How much will you have in your account at the end of three years?

Answers

Answer:

1962

Explanation:

the formula is

A=p(1+rt)

A=1,800×(1+0.0225×4)

A=1962

Paul consumes only books and DVDs. At his current consumption​ bundle, his marginal utility from DVDs is 20 and from books is 2.Each DVD costs ​$​6 , and each book costs ​$1 Is he maximizing his​ utility? Explain

Answers

Yes we can conclude that Paul is maximizing his utility.

How to solve for the utility

marginal utility of good b = MUb

price of good b = Pb

marginal utility of good d = MUd

price of good d = Pd

MUb / Pb = 20/6 = 3.33

MUd / Pd = 2/ 1 = 2

(MUb / Pb) > (MUd / Pd)

This is given that 3.33 is greater that 2.

Hence we have to say that he is maximizing his utility given that 3.33 is greater than 2.

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17. Real is your boss and the treasurer of Free Cash Flow (FCF). She asked you to help her estimate the intrinsic value of the company's stock. FCF just paid a dividend of GHS 1.00, and the stock now sells for GHS 15.00 per share. Real asked a number of security analysts what they believe FCF's future dividends will be, based on their analysis of the company. The consensus is that the dividend will be increased by 10% during Years 1 to 3, and it will be increased at a rate of 5% per year in Year 4 and thereafter. Real asked you to use that information to estimate the required rate of return on the stock

Answers

The required rate of return is 12.97%

What is the required rate of return?

The required rate of return is the rate of return that investors  expect from the stock based on its current price GHS 15.00 per share and its forecast dividends.

The stock price is the present value of future dividends discounted at the required rate of return, the unknown

The dividends for the next 3 years would grow at the rate of 10%

Year 1 dividend=1.00*(1+10%)

Year 1 dividend=1.10

Year 2 dividend=1.10*(1+10%)

Year 2 dividend=1.21

Year 3 dividend=1.21*(1+10%)

Year 3 dividend=1.331

Dividend in year 4 and thereafter(forever, that the terminal value) would grow at the rate of 5%

Year 4 dividend=1.331*(1+5%)

Year 4 dividend=1.39755

Terminal value=Year 4 dividend*(1+g)/(r-g)

g=terminal  growth rate=5%

r=unknown return

terminal value=1.39755*(1+5%)/(r-g)

share price=1.10/(1+r)^1+1.21/(1+r)^2+1.331/(1+r)^3+1.39755/(1+r)^4+1.39755*(1+5%)/(r-g)/(1+r)^4

we need the value of r such that share price 15.00

Using a trial and error approach, I got 12.97%

share price=1.10/(1+12.97%)^1+1.21/(1+12.97%)^2+1.331/(1+12.97%)^3+1.39755/(1+12.97%)^4+1.39755*(1+5%)/(r-12.97%)/(1+12.97%)^4

share price=15.01

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Which of the following would not be considered as an example of industrialization
a. Replacement of human with mechanical skills
b . Improved economic organization
c . Improved extraction and working of raw materials
d. Increase in literacy​

Answers

Hello there! An increase in literacy would not be considered an example of industrialization.

What is industrialization?

Industrialization is the local or global development of industrial activity. Replacement of human with mechanical skills would be an example of industrialization because in an industry, most of the labor is performed by automated machines rather than enforcing physicality. Think of it this way: during times where involuntary servitude was permitted, the North was industrial while the South required slaves. Improved economic organization would be an example of industrialization because through industry, economies are more efficient, accurate, and high-quality, while with physical labor, things are produced with less quality and efficiency. Improved extraction and working of raw materials is an example of industrialization because with industry, things like mass production and interchangeable parts can be used to increase how the economy thrives and survives.

Your final answer: An increase in literacy would not be an example of industrialization. If you need any extra help, let me know and I will gladly assist you.

his decision will depend on whether or not Howie needs immediate money and the rate of inflation. Assuming there is no inflation, as the issue did not mention it, and Howie prefers the decision that yields the greatest financial reward, simply calculate and lower the tax in each situation, and then compare them.

Scenario 1: Total receipt upon ticket delivery with 46% deduction

46% = 46 \ 100 = 0.46

To find the value to be deducted, let's multiply the total by 0.46

500,000 * 0.46 = $ 230,000

That way Howie would get $ 500,000- $ 230000 = $ 270,000

Scenario 2: 25 installments of $ 36,000 with 25% deduction

The gross total will be 25x $ 36,000 = $ 900,000

Now it is enough to decrease 25% of the total amount, to find the amount of the tax.

25% = 25 \ 100 = 0.25

$ 900,000 * 0.25 = $ 225,000

Finally, simply decrease the amount received by the tax amount:

$ 900,000- $ 225,000 = $ 675,000

Therefore, Howie would be better off if he opted for the installment payment.
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At which stage would you conduct a SWOT analyses to understand the market and the strength of your product? A. screening and evaluation stage B. ide…ation stage C. new product development stage D. commercialization stage
Please help

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Once you chose your target market the next step is to formulate a strategy for getting the people in that segment to patronize you. This thought process is called Market Analysis and Strategy.

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Empirical findings on gender differences in negotiations may reinforce which of the following actions?

Answers

Gender differences in negotiations reinforce the following actions: women behave more cooperatively, men get higher outcomes and differences are small and situational influences loom larger.

More about negotiations:

The study of gender in negotiation had minimal bearing on the study of gender in organisations, despite the fact that negotiation is a process that increases, maintains, and decreases gender difference in organisations.

Since the 1990s, when feminist theory was first applied to negotiation, gender inequalities have sparked new research interests in the study of bargaining.

Kolb and Putnam (1997) assert that negotiation is a gendered activity, however Gray (1994) believes that negotiation is more centred on autonomous people who pursue instrumental goals.

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Amazon is the dominant firm in the online shopping service industry, which has a total market demand given by Q = 100 – 2 P. Amazon has competition from a fringe of four small firms that produce where their individual marginal costs equal the market price. The fringe firms each have total costs given by TCi = 10 Qi + Q i 2. If Amazon’s total costs are given by TCA = 10 + 10 QA, , how much does the industry as a whole produce at this price?

Answers

The price that Amazon has to establish for their online shopping should be $20.

The Excel financial functions section includes the Price Function. It will determine the cost of a bond with a $100 face value that accrues interest on a recurring basis. The PRICE function in financial analysis can be helpful when we want to borrow money by selling bonds rather than stocks.

We have the price function as

P = 10 + 2Qi

Make Qi subject

= Qi = 0.5P - 5

4 firms with identical features

This would give us  

Qs = 4Qi

Qs = 4(0.5P -5)

Qs = 2p - 20

Q = 100 - 2p

Qa = Q - Qs

(100 - 2P) - (2P -20)

Take like terms

100 - 2p - 2p + 20

100 - 4p + 20

Qa = 120 - 4p

Make p subject

p = 120 - Qa / 4

p = 30 - 0.25Qa

TRa = p*Qa

= (30 - 0.25Qa)Qa

= 30Qa - 0.25Qa²

MRa

=  30 - 0.5Qa

TCA = 10 + 10QA

=  ΔTCA / ΔQA

= 10

30 - 0.5QA = 10

Take like terms

30 - 10 = 0.5Qa

divide through by 0.5

20/0.5 = Qa

40 = Qa

Output produced =  40.

We have P as

30 - 0.25QA

P = 30 - 0.25( *40)

= 20

Hence the price that Amazon has to establish for online shopping should be $20

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What is the relationship between the hospitality industry and tourism

Answers

The relationship between the hospitality industry and tourism is that hospitality industry supplies the services needed for tourism.

What is Tourism?

This is defined as the movement of people to different countries or place which is usually from their usual environment for various purposes such as for relaxation and fun.

Hospitality industries include hotels, restaurant etc which provide the services needed for tourism and ensures the visitors are well taken care of during their stay in their chosen location through the provision of various types of services which are best suited to the individuals thereby making it the correct choice of relationship between them.

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For retirement planning purposes, financial advisors often suggest that retirees have an income source that provides about _____________ percent of their wages when they were working.

Answers

For retirement planning purposes, financial advisors often suggest that retirees have an income source that provides about 70 percent of their wages when they were working.

What is  retirement planning?

Retirement planning can be defined as the way of planning ahead of your retirement by either saving or investing so as to have something to fall back to after retirement.

Hence,  financial advisors often say  that retirees must have a source of  source that will  provides about 70 percent of their wages when they were working so as to live at a  comfortable level after retirement.

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Does audit service needed in Auchi polytechnic student union government of yes why

Answers

Yes audit service is needed in the Union government of this school called Auchi polytechnic.

What is audit?

This is the term that is used to refer to the official inspection that is done into the accounts of an organization of which this Union can be grouped under.

It helps to verify and also check the financial information of the entity. The reason why the audit is needed is because it would help to expose issues that may have to do with misappropriation of funds by the union.

It would also helps to tell the school if the financial report that the union makes is the same as the financial reflection of the Union at a particular point in time.

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What describes the relationship between edge computing and Cloud computing

Answers

The relationship between edge computing and Cloud computing is that Cloud computing originally began as an extension of edge computing.

The two forms of computing processes in today's era are edge computing and cloud computing. They have mostly supplanted one another due to mutually beneficial aspects. While it is not a crucial element for cloud computing, the time factor is a strength of edge computing.

The main component's edge should house edge computing, and the network's core should house cloud computing.

In typically remote locations, edge computing is used. The ideal solution for these problems is it makes the best out of them.

It can be claimed that cloud computing is an evolution of edge computing because edge computing was the foundation for it.

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